Catering Insurance Australia
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Insurance for Mobile Food Vans
... attempted theft or armed hold up (it will not cover your mobile food van!). It is not uncommon for theft insurance to require the item stolen to have been securely stored before the theft and for there to be evidence of ...
read morePublic Liability Insurance WA
... $70.82 per month in 2018 for Public Liability insurance through BizCover . There is a wide variety of occupations ... , from toy stores and florists to restaurants or catering services. Each business type has its own level ...
read moreHow to adapt your business insurance as your business grows
... need to consider when it comes to reviewing your business insurance policy and some of the other types of coverages ... or café , you may now be branching out into catering for events, or you may be a beauty professional who ...
read morePublic Liability Insurance NSW
... unexpected accidents - they do happen! Public Liability insurance is designed to provide protection for you and your ... from toy stores and florists to restaurants or catering services. Each business type has its own level ...
read morePublic Liability Insurance NSW
... Retailers, from toy stores and florists to restaurants or catering services. Each business type has its own level ... and counting. Built for small business We know insurance and what makes small businesses tick. Clear and ...
read morePublic Liability Insurance QLD
... unexpected accidents - but they do happen. Public Liability insurance is designed to provide protection for you and your ... , from gift stores and florists to cafes or catering services. Each business type has its own level ...
read moreWhat hospitality businesses might consider when cutting costs
... press release by peak industry body Restaurant and Catering Australia ( R&CA ), which also said that ... a claim that may have been covered by your insurance provider. Instead of cancelling, consider switching providers. ...
read moreThe balancing act of work/life balance: how you can do it all and stress less
... be in your role. Whether it's online catering software, facilities management software, or an e ... still afford a decent lifestyle? Personal Accident and Illness insurance covers* you for loss of income if you were unable ...
read moreMobile Food Truck Business wins a new sparkling make-over with the latest BizGiver Small Business Grant.
... almond houses, biscuits, brownies and rocky road, catering on site.” A short while later, Suga and ... Small Business Grant is an initiative started by BizCover Insurance , which grants the wish of small businesses of up ...
read moreCustomer Spotlight: Yummy Dogs
... pepper, pickle and salsa products. “Today we cater for everything from small, intimate office meetings to ... staff.” If you're in Sydney and need some delicious catering, or you simply want to find out more about Yummy ...
read moreHow to start a food business: 9-step checklist guide
... to serve in your food service business or your catering business and how it will be presented. You can ... Reduce the risks to your food business with business insurance Many things may happen in a busy restaurant - such ...
read moreCustomer Spotlight: Sunshine Confectionery Outlet
... of working in the hospitality industry, their combined experience of working as chefs, restauranteurs and catering managers gave Stuart and Denise the necessary preparation to pursue their passion full-time. Like true ...
read moreHow to start an online food business from home
... consider selling a meal kit delivery service, catering for businesses and events, or cooking ... other overheads such as energy bills, equipment and business insurance . You may benefit from researching other food businesses ...
read more16 profitable business ideas in Townsville in 2024 and beyond
... store in Townsville means you’re not just catering to locals but potentially reaching a nationwide audience ... Join over 220,000 small businesses who’ve found insurance solutions that fit their needs, no drama required. ...
read more7 smart ways to increase your Christmas and New Year season sales
... From setting up an efficient online system to reviewing your insurance policies , we’ve got the essentials covered to ensure ... bird specials to last-minute flash sales, catering to the different buying habits of holiday ...
read more11 technologies for small business success
... range of payment options. This adaptability is crucial in catering to a diverse customer base and ensuring that no ... ’s opportunities. BizCover is here to ensure your insurance process is as tech-savvy as your business. ...
read more8 tips for making your restaurant business a success
... your everyday menu—think takeaway only dishes, event catering, or cooking classes. 4. Consider business insurance Protecting your restaurant with business insurance goes hand in hand with managing cash flow. Unexpected ...
read moreProfessional Indemnity Insurance And Public Liability Insurance
... costs (which can include legal costs, investigator costs and expert fees). When it comes to making a claim on your insurance, we understand that it can be a difficult time and that's why we want to make it as stress-free ...
read moreBusiness Insurance Perth
... were to occur at your business premises, even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third ...
read moreTop tips to boost your small business insurance confidence
... of assets. Do you know what you are covered for? There's a good possibility that you set up your business insurance policy and just pay your renewal each year that it comes around. But taking some time out to read and ...
read moreA practical guide to understanding business insurance
... most trusted insurers, select your policy and get covered in minutes. There's no messy paperwork or insurance jargon, just insurance made easy. Get a quote today. * This information is general only and does not take into ...
read moreA sole traders and freelancers guide to business insurance
... like a park to train and exercise with your clients you may need to have a certain level of Public Liability insurance in place. It is always wise to keep a copy of your certificate of currency with you too in case you ...
read more7 ways to save on business insurance
... 7. Let your insurer know about business changes Changes to your business could mean that changes to your business insurance are in order! Some changes might even result in your premiums being lowered, such as moving to a ...
read moreTop tips for buying Management Liability Insurance
... , and that includes Management Liability. There can be limitations on the coverage you receive, just like any other insurance policy. As such, knowing what you will be covered for and what you won't be covered under the ...
read more7 Common Types of Small Business Insurance
... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...
read moreWhat insurance do contractors and subcontractors need?
... any issues or errors that may occur with your work. You could also be subject to a lawsuit or an insurance claim if things go wrong. Beyond that, there are several key risks that contractors may encounter on any given ...
read moreTop seven tips for comparing business insurance quotes
... contract requirements you need to meet. 5. Choose a policy that can grow with your business Compare small business insurance quotes and consider how much your business could grow in a year. You’ll need to allow for some ...
read moreWhat are some types of insurance available for small businesses?
... external accountant or similar professional and their fees can quickly add up . Get covered Shopping around for business insurance quotes shouldn't be a hassle and at BizCover we aim to keep it as fuss free as possible ...
read moreBusiness Insurance Guide for the Self-Employed – Part 4
... at work. He required surgery and time off work to recover following his injury. His Personal Accident and Illness insurance provided a weekly benefit of $1,700 a week for a period of six months. The total policy benefit ...
read moreBusiness Insurance Melbourne
... if a potential claim were to occur even if this is at your home-based business. Public Liability insurance can provide peace of mind and protection from potential claims for accidental injury or damage to a third-parties ...
read moreInsurance for Personal Trainers
... lower value. It can help you replace damaged or stolen equipment that is essential to doing your job. Contents insurance* - Covers your business contents or stock if they are damaged in a fire, storm or due to malicious ...
read moreWhat does Public Liability Insurance cover?
... expensive (the example above could easily cost well over $ 50 , 000 ) , and not having Public Liability insurance means you could well end up paying for the claim straight from your back pocket . Bear in mind that Public ...
read moreInsurance for Disability Workers
... , and regulatory bodies like the NDIS. We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was ...
read moreWhat’s the difference between Public and Product Liability insurance?
... can select the cover that will suit your business. There's no paperwork or hard-to understand insurance jargon, just insurance made easy. Get your quote today . * This information is general only and does not take into ...
read moreWho needs Professional Indemnity insurance?
... or an omission in the delivery of your professional advice or services. Why should I consider Professional Indemnity insurance? Take a moment to consider the time and money that is involved with a claim, from legal fees ...
read moreQLD Electricians Licence and Insurance Requirements
... . To make things a bit easier we're here to break down the key things you need to know about insurance requirements for electricians in QLD- without the boring bits. Let's get started by having a look at the basics ...
read more5 things to consider when purchasing business insurance
... customer data was stolen? You were unable to work due to an accident or illness? 2. What type of business insurances do I need to consider? When you have a solid understanding of the types of risks and scenario's that ...
read more8 Facts About Professional Indemnity Insurance
... peace of mind, knowing that you're protected after you've closed up shop. 8. Getting your Professional Indemnity insurance sorted is easier than you might think. Gone are the days of ringing insurers one at a time to get ...
read moreA blue-collar workers guide to understanding Personal Accident and Illness insurance
... re the one running the show. As a small business owner, chances are you have some sort of business insurance already in place. While you may have coverages for things like Public Liability and your tools sorted, have you ...
read moreBizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!
... revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small business ...
read moreProfessional Indemnity Insurance for Consultants
... are at risk.One way to ensure that this never happens to you, is by purchasing something called Professional Indemnity Insurance , this is a very safe option to assure you are covered in the event that someone files suit ...
read moreWhat Limit of Professional Indemnity Insurance Do I Need?
... a good idea to contact the association and check whether there is a minimum limit of Professional Indemnity Insurance you are required to maintain to comply with their compliance requirements. They may also be able to ...
read moreInsurance for Carpenters
... a subcontractor for another company, or to work with certain clients. What types of business insurance might carpenters need? Public Liability insurance Working on a job site or in a client's home could lead to property ...
read more5 Common Mistakes to Avoid When Buying Business Insurance
... like these and others. As you shop for coverage, you might want to keep these questions to ask about business insurance in mind: What types of coverage are required by law for my business, if any? Do I have any business ...
read moreHome Based Business Insurance
... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...
read moreHow much does Public Liability Insurance Cost?
... cause injury or property damage to clients or members of the public. It is important to note that each insurance company assesses risk in different ways. What one insurer may consider as a high-risk occupation may not be ...
read moreWhat is Professional Indemnity Insurance?
... ? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do slip up in your normal course of work. Here are a ...
read moreDo I need Professional Indemnity insurance?
... it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your side to ...
read moreWhat does Professional Indemnity Insurance cover?
... of a claim occurring is real, no matter how good you are at your profession. Professional Indemnity insurance is designed to protect you from a wide range of potential risks. Even seemingly small errors, could have ...
read moreInsurance for Electricians
... to our friendly team to get a quote .Yes! Portable Equipment * cover, which can be added to your Business Insurance Pack, covers you for loss and damage to your tools and stock due to theft, fire and other perils listed ...
read moreBusiness Insurance on the Central Coast
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance In Wollongong
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance in Townsville
... because an injury or serious illness means you're unable to work while you recover. Personal Accident and Illness insurance can help you keep things running at home and in your business until you're able to get back to ...
read moreInsurance for Massage & Alternative Therapies
... (think of that puddle of oil on the floor you forgot to clean up). Having the right Public Liability insurance gives you peace of mind and financial protection for when your business needs it most. Remember, if you have ...
read moreInsurance for Consultants
... ? You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you'll get multiple competitive quotes from some of Australia's leading ...
read morePublic Liability Insurance In Rockhampton
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read morePublic Liability Insurance In Port Macquarie
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read morePublic Liability Insurance In Perth
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read morePublic Liability Insurance In Mandurah
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read morePublic Liability Insurance In Hobart
... not be relied upon as advice. **We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read morePublic Liability Insurance In Darwin
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read morePublic Liability Insurance In Brisbane
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreInsurance for Allied Health Professionals
... of damage caused by fire, storm, malicious activity or another defined event listed in the policy. Contents insurance: Covers for damage to items such as business equipment, records and furniture belonging to you at the ...
read moreBusiness Insurance in Toowoomba
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance in Melton
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance in Mackay
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance in Launceston
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreBusiness Insurance in Cairns
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreInsurance for the Self Employed
... business owner may need will vary according to the profession and the industry they operate in. For example, the insurance needs of a handyman are not likely to be the same as those of a real estate agent. Both face ...
read moreBusiness Insurance in Bundaberg
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreInsurance for IT Professionals
... stuff. Mistakes in your work, property damage, broken equipment and lawsuits are just a few of the risks that insurance for IT contractors could help you manage. Did you know? The nature of work undertaken by some IT ...
read moreInsurance for Accountants
... data you are storing and if there was a breach of confidentiality by your system being hacked. Cyber Liability insurance helps to protect you from claims and supports your profitability in the event of a cyber breach or ...
read moreProfessional Indemnity Insurance cost
... that around 47.5% of small business pay between $51-$100 per month for their policy. Asking how much PI insurance costs is like asking what the length of a piece of string is, as generally the cost is heavily influenced ...
read moreInsurance for Gift Shops
... as fire, storm, wind). Business Interruption * - could your business survive being shut for a week? This insurance will cover for financial loss as a result of an interruption to your business caused by an insured event ...
read moreInsurance for Tradesmen
... of your business plan to help you stay in the tradie game for the long haul. While some types of insurance may be a requirement, there are a variety of coverage options designed to protect the things that matter most to ...
read moreInsurance for Restaurants & Cafes
... by helping you cover specified costs in the event that you're selected by the ATO for auditing. Cyber Insurance* A restaurant or cafe is just as much a target for cybercriminals as any other business. A cyberattack that ...
read moreInsurance for Restaurants
... a melted ice-block on the floor, or a supplier tripping on the plastic mat in the prep area. Business Insurance* Even though you can't insure the ambiance you have created in your restaurant, you can insure the building ...
read moreInsurance for Registered Tax Agents
... fact be more than what is set as the minimum requirement. ^Minimum PI insurance requirements source from TPB tpb.gov.au/professional-indemnity-insurance-tax-agents on 8 August 2019 What could cause a PI claim? Errors and ...
read morePublic Liability Insurance In Adelaide
... not be relied upon as advice. ** We know, sometimes you just want a quick idea of how much your insurance is actually going to cost. However, it's important to note that the data included within this article was sourced ...
read moreWhy some tradies should consider Professional Indemnity insurance
... may not think it'll happen, each of these situations pose a risk to your business. Luckily, Professional Indemnity insurance is designed to protect you from these risks so you can get back to doing what you do best. What ...
read moreUnderstanding Victoria Plumbing Licence and insurance requirements
... issue or renew a plumbing licence. In fact, in Victoria it is illegal to work as a licensed plumber without insurance cover as required by the VBA. As such, if you intend to offer your services as a licensed plumber in ...
read moreLegal requirements for Professional Indemnity insurance
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2024 BizCover ...
read moreBizCover named a 5-Star Insurance Innovator for 2022
... the incredible work done across our team to continue to innovate and keep us at the forefront of the insurance industry in the SME space,” says Brad Miller, Co-Founder and General Manager of BizCover . “Innovation has ...
read moreEarthmoving and Excavators Insurance
... commercial office or warehouse space where you can run your business and store your tools and equipment. Business Insurance* A lot can go wrong when you run an excavation and earthmoving business. You might decide to buy ...
read moreInsurance for Roofers
... give you peace of mind as you help others keep a roof over their heads. Did you know? Portable Equipment* insurance can help you protect the many different tools you need to do your job and run your business—from drills ...
read moreHow real estate agents could save on their business insurance
... make a claim. So it's important to clearly understand what will and what won't be covered by any business insurance policy you are looking at before you purchase it. As a real estate agent, your priority is helping your ...
read moreWhat types of insurance do you need for a cleaning business?
... a claim for injuries if someone slips on a wet floor you are in the process of cleaning. 3. Theft: Insurance can protect you against the cost of cleaning staff who steal items from clients. You would be able to pay for ...
read moreDoes your lash business need salon insurance?
... devastating if you're forced to pay for them from your own pocket. But that's where lash business insurance comes in. Insurance covers the cost of many risks that you are likely to face as a lash technician. That way ...
read moreBenefits of insurance for small businesses
... you. Hopefully, this article has explained some of the key risks you could get protected from and how insurance can protect from financial loss so you can keep your business thriving for years to come. This information ...
read moreWhat is Management Liability Insurance and Who Needs It?
... a business owner, business executive, or a senior business manager, you will likely be aware of Management Liability insurance and how it can help to reduce the unique risks that come with your role as a business leader ...
read moreiSelect partners with BizCover to launch business insurance comparison
... to medium (SME) business owners a full end-to-end online service to compare most of their business insurance needs, with policies available from some of Australia's leading insurers. SME customers will have the option of ...
read moreWhat are the Insurance Options for Land Surveyors?
... to a cyber attack or breach of information where the land surveyor may be held accountable. A Cyber Liability insurance policy is designed to help protect you from claims and support your profitability in the event of a ...
read more5 questions to ask yourself before buying Insurance for your small business
... ? Whether you're opening up a new business or have been in business for a while and looking to buy insurance for the first time; there are a few questions you can ask yourself upfront to help save you time and money ...
read moreLegal Requirement for Public Liability Insurance
... or damage to a third party as a result of your business' activities. Failure in obtaining public liability insurance policy can expose a business to a range of risks. As a business, you will inevitably have interactions ...
read moreInsurance for hospitality business
... day-to-day. Even if you run a hospitality business that doesn't interact with people face to face, insurance is still something you may wish to consider. Accidents can still occur, no matter how carefully you run your ...
read moreProfessional Indemnity Insurance
... costs (which can include legal costs, investigator costs and expert fees). When it comes to making a claim on your insurance, we understand that it can be a difficult time and that's why we want to make it as stress-free ...
read moreInflation puts SMEs at risk of insurance gaps, says expert
... their policies before it's too late. Losses due to storm, fire, and other significant events could result in insurance claim payouts that don't cover the total cost of replacement due to the difference between what the ...
read moreReviews related to Catering Insurance Australia
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So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!
Shirley M
Food wholesaling nec -
Easy and keep it simple. Thanks.
Agustina W
Catering Service Operation -
very easy to use
Kacee N
Catering Service Operation
Why do mobile food van businesses need insurance?
Just because you’re always on the move doesn’t mean you can’t get the right insurance. With just a few clicks or a single phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly. Now you can park off knowing your mobile business is covered.
Did you know?
Your Public Liability policy covers you anywhere in Australia, so you can serve up meals from the Kakadu to Kiama, with peace of mind knowing you’re protected.
Insurance for Mobile Food Vans
Public Liability Insurance*
Operating a mobile food van means you are always on the go, exposing your business to a number of Public Liability risks.
Public Liability insurance is important for mobile food van businesses, providing protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.*
Examples of the types of risks your mobile food van business could face include:
- The awning of your mobile food van falls down causing injury to a customer;
- Food poisoning;
- Hot spills, scalding or foreign objects in the food you sell; or
- Property damage to a customer if you spill a drink on their designer bag or phone.
Please be aware that claims arising form operating the vehicle will be excluded.
Tax Audit*
If you are investigated by the ATO it can be a stressful and time consuming event. Do you have an accountant ready to help you through? If you’re accounts are audited by the Australian Tax Office, you may need to hire external accountants to assist in the process. Tax Audit Insurance covers a business for specified costs in responding to an official tax audit.
Theft*
Theft insurance can cover your contents, stock or specified items from theft, attempted theft or armed hold up (it will not cover your mobile food van!). It is not uncommon for theft insurance to require the item stolen to have been securely stored before the theft and for there to be evidence of forcible entry in the commission of the theft.
Claim Examples
More than a mouthful*
A mobile coffee van was attending a food festival and served a coffee without putting the lid on correctly. When the customer went to sip the coffee, the lid fell off and the boiling hot liquid spilled down their front, causing burns. The customer claimed and was awarded $2,500 for medical expenses and damages. The coffee van owner’s Public Liability policy covered them for this cost, as well as the legal expenses that were incurred.
| *The information provided is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. |
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