IT Contractor Public Liability Insurance
- Trusted by over 240,000 small businesses
- Up to $20M Professional Indemnity cover
- Compare quotes instantly from some of Australia’s leading insurers
Compare quotes from our trusted insurance partners*:
Insurance for IT Professionals
... , or subject to ransomware attack? Cyber Liability insurance* could provide an important safety net if your IT business experiences a cyber incident. The wrong advice An IT contractor was engaged to recommend and provide ...
read moreHow much does Professional Indemnity Insurance Cost for IT professionals?
... IT professional claims there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy so it's wise to consider a liability ... of IT professionals who hold their PI insurance ...
read moreWho is Covered Under an IT Liability Policy?
... time commitment to settle or defend the claim. IT Liability policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover the IT professional from a range of exposures that could arise ...
read morePublic Liability Insurance QLD
... Liability Insurance? The term 'Professionals' encompasses a broad range of occupations that usually require specialist training and qualification. From Real Estate Agents and Marketing consultants to IT professionals ...
read moreInformation Technology Liability Insurance
... contractors to hold and maintain their own Professional Indemnity insurance policies. Public and Products Liability insurance Public Liability insurance is designed to provide protection for you and your IT business ...
read moreWhy IT professionals should consider cyber insurance
... public relations support. “This can help mitigate the damage to a business' reputation that may result from a cyber-attack.” Cyber insurance policies can also provide IT professionals ... Get Cyber Liability insurance today! ...
read moreTech Startups Insurance
... professionals means the difference between a public or professional indemnity claim can be difficult to determine. BizCover offers a liability package with combined Professional Indemnity and Public Liability insurance ...
read moreBusiness Insurance
... Gift Shops Hair & Beauty Services IT Professionals Land Surveyors Landscapers Lawn Mowing Services ... Writers Web developer There are many types of insurance that home-based businesses consider, such as: Public Liability* ...
read moreHome Based Business Insurance
... Photographer Writers Web developer What types of insurance do home businesses typically consider? Public Liability One of the basic insurances to consider is Public Liability insurance. Public Liability insurance is ...
read moreUnderstanding Insurance for Graphic Designers
... , Public Liability insurance can protect you anywhere within Australia. It provides ... computer, design software and other equipment are essential. Without them how would you be able to get the job done? Contents insurance ...
read moreInsurance for Professionals
... Liability Insurance* Public Liability insurance can be an important form of cover for all types of professionals. It is designed to provide protection for you and your business in the event a client, supplier or a member ...
read moreWhat tradies need to know about Public Liability Insurance
... Public Liability insurance and what you need to know, without the boring bits. So what is Public Liability insurance? In a nutshell, Public Liability insurance ... it may need it most. What does Public Liability insurance ...
read moreHow much does Public Liability Insurance cost for Tradesmen?
... , for example, most states make it mandatory for those with an electrical contractor's licence to hold a minimum amount of Public Liability insurance. Average monthly cost of Public Liability Insurance by level of cover ...
read morePublic Liability Insurance Scenario
... public liability laws are “about protecting everyone, really.” “It's very important as a small business to get insurance because, without it ... Australia's leading insurance companies, it has made its business to think ...
read moreDo I Need Public Liability insurance?
... an electrical contractor's license. It may also be a requirement under a government or private client contract, or as part of a lease agreement for renting commercial property. Do I need Public Liability Insurance if I ...
read morePublic Liability Insurance for Cabinet Makers
... or a contractor, there are business insurance options to suit your busi ness and its needs. Let's take a look at what is often one of the most important types of insurance for cabinet makers , Public Liability insurance ...
read morePublic Liability Insurance in QLD
... getting stock delivered on time and generating new business - it's a never-ending list! The last thing you want ... QLD Public Liability Insurance Electrical contractors in Queensland must have Public Liability insurance to ...
read moreLegal Requirement for Public Liability Insurance
... space (construction, parks etc.), or welcome visitors and sub-contractors should check to see whether there is public liability insurance is in place first. In the trades industry, there may also be clauses in contracts ...
read moreDoes Public Liability insurance cover employees?
... Public Liability cover contractors. What does Public Liability insurance cover? Public Liability (also referred to as Personal Liability ... PL, but not your employees. Workers Compensation is different from PL in that it ...
read morePublic Liability vs. Professional Indemnity insurance: What’s the difference?
... business with Public Liability insurance. Occupations such as Consultants /Contractors/ Tradespeople Businesses ... out Professional Indemnity insurance include: Health Professions, IT Contractors, Management Consultants, ...
read moreIndependent contractors urged to review agreement fine-print
... contractors or Contractor Public Liability Insurance.” Contract limitations The company you are contracted to may put limitations around specific things that you can and can't do while under contract. It's important ...
read moreInsurance for Concrete Contractors
... you know? Clients often require concrete contractors to have Public Liability insurance to work with them. A ... contractors to have Public Liability insurance before they can step foot onto a worksite. Even if it's ...
read moreBusiness Insurance Guide for the Self-Employed – Part 1
... be very costly. Public Liability insurance protects your busines s, even if it is a home-based ... Public Liability claim Assume that t he insured was a personal trainer who provides training services as a sub-contractor ...
read moreInsurance for Nurses
... of insurance do nurses need? Professional Indemnity insurance It only takes ... contractor, or volunteering your medical services at events or to local groups. Public Liability insurance Buying a Public Liability insurance ...
read moreInsurance for Plasterers
... contractors, take the time to check that they have their own adequate levels of cover in place. They will not be covered under your policy unless specified in the policy wording. Insurance for Plasterers Public Liability ...
read moreInsurance for architects – the blueprint to success
... you've rolled up your final plans! That's why it's vital to maintain continuous cover or if you are planning ... . Public Liability Insurance If you're dealing with clients, suppliers, contractors and the general public on ...
read moreInsurance for Civil Engineers
... regular contact with clients, contractors and members of the public. Public Liability insurance is designed to ... them? Business Insurance can provide cover for your business assets* including its premises, contents ...
read moreInsurance for Fencing Contractors
... clients require fencing contractors to have Public Liability insurance to work with them. It may also be ... your feet. What does fence contractor insurance cover? Insurance for fencing contractors can help you manage many ...
read moreA guide to technology careers in Australia 2024
... Insurance for IT professionals can be an asset for IT consultants, software developers , programmers, and other IT ... negligence in your professional services or advice. Public Liability – Covers you if a third-party claim ...
read more10 tips for marketing and growing your carpentry business
... it would fit into their property, you could have better chance of landing the contract. Modern computer design ... or small, don’t forget that you may need insurance for your carpentry business , protecting you against any ...
read more6 expert tips for starting a career in IT
... everything saved on floppy disks. Yet, many IT professionals from the earliest days of the industry still ... derail an IT career. Information Technology Liability insurance can help guard against liability claims made ...
read more6 marketing tips for your earthmoving business
... , or an earthmoving contractor, you may benefit by reducing your risk with the following earthmoving insurance: Public Liability Business Insurance Building Insurance Contents Insurance Portable Equipment At BizCover ...
read moreHow to market professional services
... of digital marketing, it may be worth engaging a professional web developer or digital designer if ... insurance , Public Liability insurance , Business Insurance , Cyber Liability insurance , or any other business insurance ...
read more9 startup marketing strategies that work
... for your company website, you may consider engaging a web developer to review your site and recommend where improvements can ... insured event occurs. Public Liability insurance : Public Liability insurance protects you from ...
read moreNo Dramas
... insurance may be suitable for you. Tradesmen Accountants Retailers Consultants Restaurants & Cafes IT Professionals ... insurance options you might want to consider: Public Liability insurance* : Public Liability insurance ...
read moreInsurance by Industry
... insurance offerings include: Professional Indemnity , Public Liability , Business Insurance , Management Liability , Cyber Insurance and ... Shops Hair & Beauty Services IT Professionals Land Surveyors Landscapers Lawn ...
read moreHow to start an IT services business
... or qualifications am I required to complete? Many IT professionals hold a bachelor’s degree in a field related ... documents to be written before I launch my IT business? In your IT support company, you may be required to use ...
read moreWho needs Professional Indemnity insurance?
... Hair and beauty services IT Professionals Land Surveyors Marketing ... insurance options including Professional Indemnity, Public Liability insurance , Business Insurance , Cyber Liability , Management Liability insurance ...
read moreTop Emerging Careers in Information Technology in Australia
... serious for IT professionals, potentially running into the millions of dollars in losses and compensation. If you work in the IT field, you may want to consider Information Technology Liability (ITL) insurance. A ITL ...
read moreWhat does Professional Indemnity Insurance cover?
... claimant costs awarded against you Civil liabilities which may arise from but ... insurance include: Allied Health Professionals Management Consultants Recruitment Consultants Engineers Marketing Consultants IT Professionals ...
read moreA guide to professional services business
... , architects, finance and mortgage brokers, IT professionals, recruitment consultants, tax agents, travel ... required to hold specific licences, permits, and business insurance relevant to their line of work in order to ...
read moreA Mumpreneurs Guide to Understanding Business Insurance
... more common types of business insurance. Public and Product Liability insurance* One of the main types of business insurances to consider is Public Liability and Product Liability insurance. These are particularly worth ...
read moreBizSave – Test
... tomorrow. Insurance by Industry ... IT Professionals Hair & Beauty Services Manufacturing Allied Health Professionals Professionals #Bizsave With our price promise, we can guarantee that you will #BizSave on insurance ...
read moreBusiness Horror Stories
... conducted it was determined that $250,000 worth of stock and alcohol was stolen in total. A loss like this can have a serious toll on a small business, even shutting them down for good. A management liability insurance ...
read moreInsurance for the Self Employed
... Cleaners Consultants Electricians Handyman IT Professionals Lawn Mowing Services ... self-employed business owners consider is Public Liability insurance. Public Liability insurance * is designed to provide protection ...
read moreBusiness Insurance FAQs
... much does Combined Liability Insurance cost for Allied Health Professionals? How much does Professional Indemnity Insurance cost for IT Professionals? How much does professional indemnity insurance cost for Real Estate ...
read moreWhat is Professional Negligence?
... Indemnity policy that fits your unique needs. You can even sort other types of insurance—like Public Liability and Cyber Liability —at the same time, saving you time and money. Compare policies today and save ...
read moreInsurance for Software Developers
... software development insurance Ready to protect your computer programming company? BizCover is here to help! We offer cover tailored for software developers, web developers, programmers and other IT professionals . Get ...
read more8 Facts About Professional Indemnity Insurance
... be drained before you know it. Professional Indemnity insurance policies will typically cover expenses ... policies—including Public Liability , Business Insurance Packs , Cyber Liability and Management Liability —and buy ...
read moreBusiness Insurance in Geelong
... it grow. BizCover helps small businesses across Victoria find insurance that suits their business needs. From Tradies and Cafes to Accountants and IT Professionals ... if it's not required, Public Liability insurance can ...
read moreSole Trader Insurance
... different than those of an IT professional. Luckily, there are many insurance options that can help you address ... deliveries to your place of work. Public Liability insurance helps shield your business against injuries and ...
read moreTop 5 profitable small business ideas in Sydney
... IT consultancy Information technology (IT) can be a very lucrative industry for small business owners. As an IT professional ... situation or needs. It should not be relied upon as advice. As with any insurance, cover will be ...
read moreHow to get set up as a mortgage broker and find success
... it comes to social media marketing for your business, always keep it professional ... insurance ; Public Liability insurance ; Business insurance ; and Cyber Liability insurance . To learn more about mortgage broker insurance ...
read more4 small business survival tips for 2024
... the numbers only go up from there with each subsequent year. It’sIt’s important to keep your chin up and keep pushing ... 3. Sorting out your business insurance Whether you are running an IT business or are a sparky fixing ...
read moreMarketing tips: How to grow a physiotherapy practice
... might want to consider protecting it. Business insurance helps shield your finances ... Public Liability Personal Accident & Illness Building and Contents cover Business Interruption In a way, having physiotherapy insurance ...
read more5 Things to Consider When Buying Public Liability Insurance
... quotes There are many options when it comes to purchasing your Public Liability insurance and one thing to keep in ... long run, so don't be afraid to ask your insurance agent what certain features and benefits are if you are ...
read more5 tips for getting the best Public Liability insurance for your business
... as it sounds, accidents happen. If you don't have Public Liability insurance you ... it is mandatory for all electricians , and in Victoria the government requires all plumbers to hold a minimum of $5 million PL insurance ...
read morePublic Liability Insurance NSW
... for unexpected accidents - they do happen! Public Liability insurance is designed to provide protection for you and ... a claim is covered by your Public Liability insurance policy, it will cover compensation payable to a ...
read moreA sole traders guide to understanding Public Liability Insurance
... the key things you need to know about Public Liability insurance and how it can protect your sole trader business. What is Public Liability Insurance? Public Liability insurance is designed to provide protection for you ...
read moreHow much does Public Liability Insurance Cost?
... could potentially go wrong which could lead to a public liability claim being made. For instance, food poisoning; ... or service, the more it will cost. When it comes to Public Liability insurance however, the cost does not ...
read morePublic Liability Insurance WA
... but they do happen. Public Liability insurance is designed to provide ... Liability insurance through BizCover . There is a wide variety of occupations classified within this industry, with each occupation having its ...
read moreWhat does Public Liability Insurance cover?
... from your back pocket . Bear in mind that Public Liability insurance is designed for all types of businesses, not just ... only financially but to its reputation . T he key things Public Liability Insurance is designed to ...
read moreHow much Public Liability insurance do I need?
... amount of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you are ... amount of Public Liability insurance for membership or to meet licensing requirements. It is important ...
read morePublic Liability Insurance In Rockhampton
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Port Macquarie
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Perth
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Mandurah
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Hobart
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Darwin
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Brisbane
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance In Adelaide
... P ublic L iability insurance cover ? Public Liability insurance covers claims for ... Public Liability insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it ...
read morePublic Liability Insurance Explained
... as advice What does Public Liability insurance typically cover? Like most insurance policies, it is always important to ... care Do I really need Public Liability Insurance? Public Liability insurance is a fundamental type ...
read moreTop 5 reasons for having Professional Indemnity and Public Liability insurance
... it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance ... You must show proof of your insurance by providing a copy of your ...
read moreProfessional Indemnity Insurance And Public Liability Insurance
... it, but you still have a lot of questions about it. What does Professional Indemnity cover? Do I need Public Liability insurance? How much does business insurance ... be covered by Public Liability insurance ) How Much ...
read morePublic Liability Insurance NSW
... than $2 million for the income year in which the insurance is effected or renewed. If you qualify for the exemption ... and members of the public, then you may want to consider Public Liability insurance . It is designed to ...
read moreHow much does Public Liability Insurance Cost for Restaurants & Cafe?
... only. It may not reflect pricing for your particular business as individual underwriting criteria will apply. Get a hassle-free quote for your business here. What is the average premium for Public Liability insurance? On ...
read morePublic Liability
... per month^ for Public Liability insurance through BizCover. Public Liability Insurance is one of the most common types of insurance for businesses. When it comes to the pricing of Public Liability insurance, there isn't ...
read moreWhat’s the difference between Public and Product Liability insurance?
... of what you need to know when it comes to protecting your small business with Public and Product Liability insurance. What is Public Liability insurance*? Public Liability insurance is designed to provide protection for ...
read morePublic Liability PPC
... quotes from our trusted insurance partners: Why do I need Public Liability Insurance? You can't prevent ... personal injury or property damage. Public Liability Insurance does just that. It covers the expense of legal ...
read moreNew Public Liability-1b
... consider Public Liability insurance. The chance of Public Liability insurance claim can be hard to predict, but if it ... a mission to make you smile! Get Public Liability insurance under a minute Search for occupation and ...
read moreNew Public Liability-1a
... consider Public Liability insurance. The chance of Public Liability insurance claim can be hard to predict, but if it ... a mission to make you smile! Get Public Liability insurance under a minute Search for occupation and ...
read moreNew Public Liability-1c
... consider Public Liability insurance. The chance of Public Liability insurance claim can be hard to predict, but if it ... a mission to make you smile! Get Public Liability insurance under a minute Search for occupation and ...
read moreHow much does Combined Liability Insurance Cost for Allied Health Professionals?
... professionals come as package combined with Public Liability (PL) insurance to provide a greater level of ... quick idea of how much your insurance is actually going to cost. However, it's important to note that the data ...
read moreAllied Health Combined Liability Insurance
... it makes sense to protect against both kinds of risks. The Allied Health Combined Liability insurance product includes protection for Professional Indemnity and Public Liability insurance ... Indemnity insurance is ...
read moreClaim for Public Liability
... -268 Compare quotes from our trusted insurance partners: Public Liability It's important to notify your insurer as soon ... applicable. Do not: Admit guilt, fault, or liability Offer or negotiate to pay a claim without your ...
read moreProduct Liability Insurance
... your products. Product Liability insurance usually forms part of a Public Liability policy and the ... insurance is there to help you from the moment an allegation of negligence relating to your product is made. Of course, it ...
read moreCyber Liability Insurance
... happen to you? What is Cyber Liability Insurance? Cyber Liability insurance* is designed to help protect you ... , your customer data is sacred. If you don't protect it properly, your business may be fed to the wolves. If ...
read more5 reasons to consider cyber liability insurance for your business
... that they have been the target of cybercrime, it may be more likely than you think. Virtually every ... insurance policies may not cover against cyber attack You may have Management Liability or Public Liability insurance ...
read moreTop tips for buying Management Liability Insurance
... -regulated environment when it comes to risk management. As such, proactively reducing your exposure to risk via business insurance such as Public Liability insurance and Professional Indemnity insurance may be something ...
read moreCyber Liability Insurance: the safety net small businesses need
It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers ... associated with breaches. Cyber Liability insurance won't prevent an attack, but it will help businesses to ...
read moreWhat is Management Liability Insurance and Who Needs It?
... you will likely be aware of Management Liability insurance and how it can help to reduce the unique risks ... to the management of a company. Management Liability insurance can reduce the risk for business leaders and ...
read moreManagement Liability Insurance
... Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are ... it worth risking all the blood, sweat and tears by not having the right Management Liability insurance ...
read moreDon’t let your business be an online target – what you need to know about Cyber Liability Insurance
... breach was to occur? Have you tested that plan to make sure it works? Are your staff trained to spot a threat? What are ... What is Cyber Liability Insurance and what does it cover? Cyber Liability insurance can protect your ...
read moreWhat are some types of insurance available for small businesses?
... a 'one-size-fits-all' policy when it comes to getting your insurance sorted because no two businesses are the same ... suppliers, community and their property. Public Liability Insurance is designed to provide protection for ...
read moreReviews related to IT Contractor Public Liability Insurance
-
You make life a lot simpler in choosing business insurance. Thank you.
Paulus A
Information Technology -
I'm in IT - this is a great site. It was extremely easy to use, and the experience was totally painless.
Paul H
Information Technology -
Amazing. Loved it
Jason A
Information Technology -
Easy very fast and efficient, 1st timer on public liability insurance
Les K
Door Or Window Wholesaling -
I have never purchased public liability insurance so I had no idea about anything. I rang Biz cover and spoke to Patrick who was super helpful and explained everything to me in a simple way that was easy to understand, I believe that I have also received
Simona F
Kitchen / Bedroom / Bathroom Furniture Manufacture & Installation -
very easy to get my public liability insurance done within minutes!! Thanks.
Troy M
Landscape Construction
Why do IT professionals need insurance?
A lot can go wrong when you’re programming, coding, testing, debugging or doing other techy stuff. Mistakes in your work, property damage, broken equipment and lawsuits are just a few of the risks that insurance for IT contractors could help you manage.
Did you know?
The nature of work undertaken by some IT professionals means the difference between a public or professional indemnity claim can be difficult to determine. BizCover offers a liability package with combined Professional Indemnity and Public Liability insurance from the same insurer. That way, there can be no dispute between insurers as to which policy should respond to a claim.
Insurance for IT Professionals
Professional Indemnity insurance
The IT world is a fast-changing environment, and whether you’re involved in project management, development, testing or analysing systems this kind of work can be risky business. Does your software code contain errors? Was there a loss of documents or data as a result of your negligence? Professional Indemnity insurance* for IT consultants and businesses could help you cover claims like these and others related to mistakes, omissions, and general professional wrongdoing.
Public Liability Insurance
Chances are you spend a lot of time visiting your client’s offices. Public Liability insurance* for IT companies is designed to provide protection for you and your IT business should you accidentally cause an injury or property damage while working in a client’s premises.
Business Insurance
Do you own the office where you work? Carry or hold stock? Rely on computing equipment or servers to get your work done? You may want to consider a Business Insurance Pack* for your IT business.
A Business Insurance Pack can be customised to fit your business needs. IT professionals often consider Building, Contents, Machinery Breakdown, Business Interruption, and Theft cover, just to name a few!
Cyber Liability Insurance
Consider the client information or data you may be storing. Do you have plan if your systems suffer a data breach, are hacked, or subject to ransomware attack? Cyber Liability insurance* could provide an important safety net if your IT business experiences a cyber incident.
The wrong advice
An IT contractor was engaged to recommend and provide a management system for professional services client.
There were a number of problems with the system including crashes and loss of company and customer data. The client lodged a claim against the IT contractor for breach of contract and compensation for damages due to the lost data and loss of revenue whilst the client was unable to service his customers.
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm
*The information provided on this web page is general only and should not be relied upon as advice. No guarantees are provided as to pricing for individual risks. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. Savings made in October 2023 on IT Liability policy. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.