Why personal trainers should think about an Allied Health Combined Liability policy

From personal trainers to fitness instructors, the health and fitness industry covers many occupations.
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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don’t recognise. He’s telling you he is hurt – badly – and you’re responsible. You hang up.
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Legal Requirement for Public Liability Insurance

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What’s the difference between Public Liability and legal liability?

Liability can be a confusing term for small business owners. You’ve probably heard of Public Liability insurance, but what about Legal Liability?
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Top tips for buying Management Liability Insurance

As a small business owner, you know all too well that the fate of your business is in your own hands. But did you also know that as a company director or senior manager involved in the management of a company, you also carry specific responsibilities that have the potential to also leave you personally liable if things in your business don’t go as planned.
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A sole traders guide to understanding Public Liability Insurance

Sole traders are people who own and run a business as individuals. Australian sole traders enjoy many benefits that come with being self-employed, from setting their hours and rates to choosing the clients and customers they work with.
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Top 5 reasons for having Professional Indemnity and Public Liability insurance

You’ve worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance.
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Does Public Liability insurance cover employees?

As a small business owner, you may already hold Public Liability insurance*. But do you know exactly what your policy does and does not cover?
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What is Business Liability Insurance? A Complete Guide for Australian SMEs in 2026

Running a small or medium-sized business in Australia comes with exciting opportunities as well as certain risks. From customers slipping on your premises to accidental errors in professional advice, unexpected events can happen at any time.
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Managing Risk and Liability as a Sole Trader

Having complete control over your business is a wonderful thing, so it should come as no surprise that the sole trader route to business ownership is very popular in Australia’s small business owner community.
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