Fitness Business Insurance
- Trusted by over 220,000 small businesses
- Coverage for training clients in your own home & anywhere in Australia
- Boxing pad work included
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Insurance for Personal Trainers
... you understand the cost of fitness professional and exercise business insurance for your business. Common questions about fitness business insurance Yes, many fitness business insurance policies will cover you wherever ...
read moreInsurance Considerations for Personal Trainers
... against this risk you should consider Professional Indemnity Insurance , which can help protect you for any ... ? Your body as a trainer is one of your biggest business assets, and it also gets put under some pretty extreme ...
read more12 tips to take your fitness business to the next level
... the scope of the business. Reduce your fitness risk with BizCover BizCover helps fitness business owners reduce the risks to their business by making business insurance such as fitness business insurance quick and easy ...
read moreHow to start a gym or fitness business
... more about how fitness business insurance can help reduce the risks to your fitness business and help you achieve your personal trainer goals. Compare competitive fitness business insurance quotes online from Australia ...
read more10 steps guide to managing a fitness business
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read moreSurvival of the fittest – how your fitness business can adapt
... information-and-support-for-business Grants and programs: https://www.business.gov.au/Grants-and-Programs My Business Health portal https://www.asbfeo.gov.au/my-business-health/home What others are doing in the fitness ...
read more11 tips for being a great fitness instructor
... your personal trainer risk with BizCover BizCover makes exercise professional business insurance (also known as fitness instructor insurance or insurance for personal trainers) easier than ever for personal trainers to ...
read moreHow to start a successful personal training business
... your brand. It’s not only the name of your fitness business, but it’s also the first thing that potential customers ... customers for your personal training business. Do I need business insurance to be a personal trainer ...
read moreWhy personal trainers should think about an Allied Health Combined Liability policy
... insurer covered the full amount. Get fitness business insurance today! Visit BizCover's fitness business insurance * destination to learn more about how insurance for fitness professionals can help reduce the risks to ...
read more16 profitable business ideas in Townsville in 2024 and beyond
... personal fitness business caters to this growing demand. As you guide individuals towards their fitness aspirations ... – growing your business. Join over 220,000 small businesses who’ve found insurance solutions that fit ...
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... you have adequate cover in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...
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... in the event of a claim. Luckily you don't have to be an insurance wiz kid to know the basics of business insurance. This quick business insurance guide is here to give you some tips and tricks when it comes to getting ...
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... Do you have enough coverage in place? Like a lot of things when running a business, you tend to set and forget when it comes to your business insurance policy. This is where you need to sit down and review the amount of ...
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... professional services or advice you may have provided. It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover. To become a ...
read moreFind out how these SMEs saved hundreds on their business insurance
... . How can I make the switch? Whether you're switching from a different provider or it's your first time getting business insurance , we've made it easy to get it sorted. Having up to six of some of Australia's leading ...
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... In our guide we look at some of the things you need to consider when it comes to reviewing your business insurance policy and some of the other types of coverages that are out in the market. Having a risk management plan ...
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... with a data breach? If the answer is no, now may be the time to consider Cyber Liability insurance . Any business that trades through an online platform, uses email or IT systems, or deals with customer data could be ...
read moreA sole traders and freelancers guide to business insurance
... commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment , glass , tax audit and for loss of revenue due ...
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... that is payable under a policy for an insured event or item.. 5. How to buy business insurance? Shopping around for business insurance can be a time-consuming process, but luckily there are options there to help make it ...
read more3 reasons your business insurance may no longer be right for your business
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read more5 Common Mistakes to Avoid When Buying Business Insurance
... avoid them, you might wind up in trouble. This is often true when small business owners buy business insurance. There are many insurance mistakes that could cause you grief down the track. This article covers some of the ...
read moreHow much does Business Insurance cost?
... . *Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month , ...
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... , no paperwork, no delays Use code SMART50 for $50 off Compare quotes from our trusted insurance partners: BizCover is all for small business We help clients compare and buy cover that suits all kinds of start-ups and ...
read moreHome Based Business Insurance
... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...
read moreWhat is Business Insurance?
... or offsite) or you have stock items, then you need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings and contents Consultants that use portable valuables like ...
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... damage d , stolen or if you sustain financial loss due to an insured interruption to your business. Business insurance usually falls into t hree categories : a) Material damage loss for your physical assets b) Financial ...
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... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business insurance* for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover for ...
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... Wollongong pay $ 70.12 ** per month for their business insurance package . Business insurance is one of the most popular types of insurance for sm all businesses in Wollongong . In fact, it is arguably important for ...
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... in Toowoomba pay $60.97 ** per month for t heir business insurance packages . Business insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important for ...
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... in Parramatta pay $71.30 ** a month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for almost ...
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... injury and property damage claims made by third parties. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...
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... Cairns pay around $73.93 * * a month for a Business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost every ...
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... in Bunbury pay around $54 * * a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost every ...
read more7 ways to save on business insurance
... or give us a call on 1300 920 864 to learn how simple, quick, and easy buying small business insurance can be! *This information is general only and does not consider your objectives, financial situation or needs. It ...
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... make a claim. So it's important to clearly understand what will and what won't be covered by any business insurance policy you are looking at before you purchase it. As a real estate agent, your priority is helping your ...
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... . A small price to pay even if it is unlikely you will have a million dollar claim. 2. However your business insurance may cover personal items If you have cover for theft and there is a break in to your office, you may ...
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... plan for you we can help you with tips on getting the best value on your business insurance . Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...
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... or manufacturing, chances are at this time of year you are carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft or damage? And if you do have you considered whether ...
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read moreThe beauty of ensuring your business insurance is Australian Made
... story In an industry dominated by big players, time-consuming paperwork and poor service levels, getting your business insurance sorted used to be one of those painful tasks. Our founders were troubled by the merry-go ...
read moreSmall Business Insurance Index
... the market at large has seen an increase in the cost of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...
read moreiSelect partners with BizCover to launch business insurance comparison
... company was thrilled to be partnering with BizCover to assist it in focusing on the SME business market. “Business insurance, like many of iSelect's other verticals, is a very complicated but important product. We know ...
read more5 Surprising Things Business Insurance Can Cover
... thieves to make themselves welcome. Glass cover is often an option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by your landlord. It not only covers repair or ...
read moreReviews related to Fitness Business Insurance
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Great website - super easy to obtain personal trainers insurance!
Ken R
Personal Fitness Trainer/Service -
Very easy to transact business
Craig B
Personal Fitness Trainer/Service -
been a few years with you guys, liked this simple web site.
Gavin R
Personal Fitness Trainer/Service -
easy and simple, also nice and quick
Mitchell B
Personal Fitness Trainer/Service -
Easy ans simple, thank you
Narelle M
Personal Fitness Trainer/Service -
Easy process
Leo B
Personal Fitness Trainer/Service -
Easy process
Boxing C
Personal Fitness Trainer/Service -
Easy to follow
Tanya T
Personal Fitness Trainer/Service -
Easy to understand and use. Nice and quick
Clare T
Personal Fitness Trainer/Service -
Easy to use website, Cover is simple yet thorough. Will be using again in the future
Nicole A
Personal Fitness Trainer/Service -
EASY!!
Karren V
Personal Fitness Trainer/Service -
easy. thank you
Jeremy M
Personal Fitness Trainer/Service -
Fairly easy to use.
Elizabeth D
Personal Fitness Trainer/Service -
Fast and efficient.. just wow.
Hemi M
Personal Fitness Trainer/Service -
Fast, effective and competitive rates.
Matthew C
Personal Fitness Trainer/Service -
good and quick
Karuna S
Personal Fitness Trainer/Service -
Got a call from one team member, and they were super helpful explaining what the product is and what it does!
Caitlin R
Personal Fitness Trainer/Service -
Great
Jamie H
Personal Fitness Trainer/Service -
Great
Patrick W
Personal Fitness Trainer/Service -
Great
Alison M
Personal Fitness Trainer/Service -
great
Julia C
Personal Fitness Trainer/Service -
great process, really simple and professional :)
Reuben D
Personal Fitness Trainer/Service -
I like how easy it is to get covered, piece of mind knowing that my clients are looked after 24/7.
Warwick W
Personal Fitness Trainer/Service -
Nice and easy :)
Ellen M
Personal Fitness Trainer/Service -
nice easy website to use
Deirdre M
Personal Fitness Trainer/Service -
OMG! That was so easy. Thanks
Dwayne M
Personal Fitness Trainer/Service -
Quick and easy process
Jade S
Personal Fitness Trainer/Service -
quick and easy. Very user-friendly. Thanks
Sam J
Personal Fitness Trainer/Service -
really easy process
BENJAMIN R
Personal Fitness Trainer/Service -
Really user friendly
James M
Personal Fitness Trainer/Service -
Simple & efficient process.
Clifford S
Personal Fitness Trainer/Service -
simple and Very quick response from the team when the system goofed up and all is fixed up
Damien T
Personal Fitness Trainer/Service -
simple process. thanks
Sally B
Personal Fitness Trainer/Service -
So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!
Camilla B
Personal Fitness Trainer/Service -
So quick and easy to navigate and covered me for everything I needed and at reasonable cost
Peter E
Personal Fitness Trainer/Service -
Thank you for making this easy.
John R
Personal Fitness Trainer/Service -
Thank you for making this such an easy process!
Vanessa B
Personal Fitness Trainer/Service -
That was easy thank you. I was insured with Marsh for 14 years, not any more as they were so hard to deal with.
Jason C
Personal Fitness Trainer/Service -
This whole renewal process was quick and easy - thank you
Wendy B
Personal Fitness Trainer/Service -
Thorough, but simple enough to use and cheaper than i thought.
Gabrielle G
Personal Fitness Trainer/Service -
Very easy to follow and complete.
Vincent R
Personal Fitness Trainer/Service -
Very good process
Brice J
Personal Fitness Trainer/Service -
Very professional no stress and arron was very professional .
Alanna F
Personal Fitness Trainer/Service -
you have been wonderful
Mick P
Personal Fitness Trainer/Service
Why do Personal Trainers and Exercise Professionals need insurance?
Helping clients reach their health and fitness goals is what you do best. But accidents and injuries could leave your business in the red. Insurance for personal trainers can help you manage the cost of lawsuits and other unplanned events so you don’t suffer a financial loss.
Did you know?
Gyms and fitness studios typically require freelance fitness pros to have Public Liability insurance. You may be asked for proof of insurance before you can work on the premises.
What types of insurance do fitness professionals need?
Two of the most common types of insurance for fitness businesses are Professional Indemnity insurance and Public Liability insurance. However, other types of cover may also fit your business needs.
Professional Indemnity insurance
Professional Indemnity* protects personal trainers against losses claimed by a third party due to alleged or actual negligence in their professional services or advice. Subject to applicable limits, your Professional Indemnity insurance will meet the associated compensation payable to a third party together with your defence costs (which can include legal costs, investigator costs and expert fees).
Public Liability insurance
Public Liability insurance* protects you and your fitness business in the event a customer, supplier or a member of the public brings a claim against you due to their being injured or sustaining property damage as a result of your negligent business activities.
A policy may be required if you operate as a gym or studio contractor or obtain a council permit to run outdoor sessions in public areas.
Business Insurance Package
A Business Insurance Package can be customised to include cover that fits your business needs, such as:
Portable Equipment insurance* – Covers specified items such as tools, business equipment or electronic items, or unspecified items of lower value. It can help you replace damaged or stolen equipment that is essential to doing your job.
Contents insurance* – Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.
Personal Accident and Illness Insurance
Your body is your business. If you were to seriously injure yourself or fall ill, you will likely need to take time off work to recover .
Personal Accident and Illness insurance* can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work).
Who needs fitness business insurance?
BizCover protects a range of health and wellness professions, including:
- Fitness instructors
- Group fitness professionals
- Gym owners
How much does personal trainer insurance cost?
BizCover helped insure over 5,000 personal trainers during FY2023, who paid an average monthly premium of $31.54 for their business insurance. 92% of personal trainers using BizCover earned up to $100,000 in annual revenue†.
Insurance costs do vary, based on various factors like your business size, location, and the amount of cover you choose.
Comparing quotes with BizCover can help you understand the cost of fitness professional and exercise business insurance for your business.
Common questions about fitness business insurance
Yes, many fitness business insurance policies will cover you wherever you work!
Policies are available that cover you in multiple locations if you provide services in more than one gym, studio, or outdoor public space.
Yes, fitness business insurance can cover you if you provide virtual training sessions.
Prefer to talk?
Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.
1300 249 268
Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.
†Customer Average Monthly Payment Amount is based on FY23 and presented as a guide only. It may not reflect pricing for your particular business, as individual underwriting criteria will apply.