Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Trade Insurance NSW

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

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Insurance For Tradesmen Trade Insurance NSW

[Press Release] Mandatory Professional Indemnity for NSW Builders Effective 1 July 2026

Sydney, 24 June 2025 –

easy site to use :)

Luke B Plumber/Plumbing and Gas Services
Quick , easy market comparison with plenty of options.

James K Plumber/Plumbing - Domestic
Great help

Ethan W Trades & Services
Quick and easy, just the way I like it.

Adam C Gas Plumbing
A very simple process.

Karl S Plumber/Plumbing and Gas Services
very easy, well explained very recommended

Michael G Gentilin Trades & Services
Good

Fuad T Floor Sanding
Excellent as usual

NATALIE LAWRENCE AND TIMOTHY SADLER T T/A GRASS MUNCHERS MOWING Trades & Services
Great help and cover

Jade M Trades & Services
Awesome so quick and easy! Highly recommend.

Dagen P Garden And Lawn Maintenance

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Trade Insurance NSW

Public Liability and Portable Equipment cover

Trade Insurance NSW

Public Liability and Portable Equipment cover

Trade Insurance NSW

Public Liability and Portable Equipment cover

[Press Release] Mandatory Professional Indemnity for NSW Builders Effective 1 July 2026

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