Managing Risk and Liability as a Sole Trader

Having complete control over your business is a wonderful thing, so it should come as no surprise that the sole trader route to business ownership is very popular in Australia’s small business owner community.
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Tips for getting the best and cheapest Public Liability insurance for your business

If you’re a sole trader or small business owner, you know how important it is to protect your work and your customers. Even when you take care, accidents can still happen. Without insurance, you could face large legal or compensation costs that might seriously affect your business.
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What types of insurance do sole traders need?

Business insurance is part of many small businesses’ risk management plans, helping them cover unexpected costs and protect their finances. For sole traders, the need for insurance may be even more critical.
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8 essential business tips for sole traders and small business owners

Sole trade and small business owners are responsible for every part of their businesses. That can be daunting, especially when you are first starting out. To help, we’ve compiled a list of eight essential tips to help self-employed and sole traders set up and better manage their small businesses.
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Sole traders: How to overcome common challenges

When asked what it’s like to be your own boss, many sole traders will say that overall, it’s one of the most rewarding experiences of their life. But if you dig a little deeper, they will often describe the challenges they have to overcome day-to-day to make it worthwhile. Starting a sole trader business is no mean feat and you will have to put in the hard yards in order for it to work.
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6 ways to save money on tradie insurance

As a tradie, you’ve probably heard or even experienced plenty of horror stories about people accepting the lowest quote for their work and later regretting it. But do you do the same when it comes to your sole trader insurance?
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How to choose the right structure for your business

So, you have an amazing idea and want to start a business. Congratulations! You’ve just passed the first – and sometimes the hardest – step to becoming a business owner. But the natural next question you might have is, ‘Which business structure is right for me?’
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Changing your business structure in Australia

Your business is growing. That’s something to celebrate. But as things expand, you might start wondering whether your current structure can keep up. Should you stay a sole trader, or is it time to register as a company?
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Changing business ownership for sole traders

There are over one million sole traders in Australia. Sole trader ownership is all about striking out on your own, doing things your way and creating something extraordinary from very small beginnings. It’s the Australian way, and it’s one of the most popular business ownership structures in the country. In Australia, there are more than 2.5 million businesses operating today. Of those, around 27% of business have less than 4 employees and 61% are self-employed.
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Top 7 Insurance Questions for Small Business Owners

For many business owners, business insurance can be a bit of a head-scratcher. Do you need it if you work from home? What’s the difference between Workers’ Comp and Personal Accident & Illness insurance? How much cover is enough, anyway?
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