Do sole trader handymen need insurance?

If you operate as a sole trader, you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong. Business insurance can help handypeople protect their business and personal assets by covering the costs of claims, lawsuits, and much more (depending on the types of cover you choose).

Does handyman insurance protect handypeople who are licensed to do electrical or plumbing work?

Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

What is a Business Insurance Pack for handymen?

Chances are you rely on your own tools and equipment to run your business, from your trusty hammer to a computer and smartphone. Luckily, there’s an easy way to protect your business assets and other parts of your handyman business—by choosing a Business Insurance Pack . Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Self Employed Public Liability Insurance

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Public Liability and Portable Equipment cover
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Insurance For Handyman Self Employed Public Liability Insurance

A sole traders guide to understanding Public Liability Insurance

Sole traders are people who own and run a business as individuals. Australian sole traders enjoy many benefits that come with being self-employed, from setting their hours and rates to choosing the clients and customers they work with.

Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

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Stefan T Handyman (excluding gas, plumbing and electrical works requiring a license)
Always great to deal with. Thanks BizCover.

Harold G Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy to Apply and well priced

Michael H Handyman (excluding gas, plumbing and electrical works requiring a license)
it was good easy to use

Shane M Handyman (excluding gas, plumbing and electrical works requiring a license)
Daniel was perfect in every way.

Raymond G Handyman (excluding gas, plumbing and electrical works requiring a license)
easy site to navigate

Dale M Handyman (excluding gas, plumbing and electrical works requiring a license)
Quick and simple

Stuart M Handyman (excluding gas, plumbing and electrical works requiring a license)
WAS VERY EASY

ARMINDO N Handyman (excluding gas, plumbing and electrical works requiring a license)
Thank you, Francisco, for the service provided to me.

Zhaobing M Gardening and Handyman Services (excluding gas, plumbing and electrical works requiring a license)
Easy

Jackson L Handyman (excluding gas, plumbing and electrical works requiring a license)

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Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

A sole traders guide to understanding Public Liability Insurance

Business Insurance Guide for the Self-Employed – Part 1

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