Do sole trader handymen need insurance?

If you operate as a sole trader, you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong. Business insurance can help handypeople protect their business and personal assets by covering the costs of claims, lawsuits, and much more (depending on the types of cover you choose).

Does handyman insurance protect handypeople who are licensed to do electrical or plumbing work?

Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

What is a Business Insurance Pack for handymen?

Chances are you rely on your own tools and equipment to run your business, from your trusty hammer to a computer and smartphone. Luckily, there’s an easy way to protect your business assets and other parts of your handyman business—by choosing a Business Insurance Pack . Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Public Liability and Portable Equipment cover
Pay by the month and policy documents emailed instantly

Please select your occupation to proceed.

Cover types Cost How to buy

Insurance For Handyman Self Employed Public Liability Insurance

Business Insurance Guide for the Self-Employed – Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

Business Insurance Guide for the Self-Employed – Part 2

Navigating the world of business insurance can be confusing which is why we’ve made it our mission to make it a bit easier. We’ve created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long run.

Tips for getting the best and cheapest Public Liability insurance for your business

If you’re a sole trader or small business owner, you know how important it is to protect your work and your customers. Even when you take care, accidents can still happen. Without insurance, you could face large legal or compensation costs that might seriously affect your business.

Business Insurance Guide for the Self-Employed – Part 4

In the final piece of our Business Insurance for the self-employed guide, we take a look at Personal Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of why self-employed workers need to consider these forms of cover.

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don’t recognise. He’s telling you he is hurt – badly – and you’re responsible. You hang up.

Big Bunny Business: An Interview with the Easter Bunny

This Easter we had the egg-citing opportunity to interview one of our favourite furry friends and expert chocolatier, the Easter Bunny! With a spring in his step and a swagger in his tail, we asked him what insurances he has in place to protect his very successful chocolate business.

quick and easy to use!!! great work team!!

Vlad U Handyman (excluding gas, plumbing and electrical works requiring a license)
Awesome Service!!!!!

Shanice L Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy peasey lemon squeezy

Kevan C Handyman (excluding gas, plumbing and electrical works requiring a license)
Very easy to use Website

Adam Y Handyman (excluding gas, plumbing and electrical works requiring a license)
Quick and simple

Stuart M Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy to Apply and well priced

Michael H Handyman (excluding gas, plumbing and electrical works requiring a license)
Easy

Jackson L Handyman (excluding gas, plumbing and electrical works requiring a license)
it was good easy to use

Shane M Handyman (excluding gas, plumbing and electrical works requiring a license)
WAS VERY EASY

ARMINDO N Handyman (excluding gas, plumbing and electrical works requiring a license)
Good pricing compared to my own insurer even after having 5 other policies with them for the last 5 years

Leon B Handyman (excluding gas, plumbing and electrical works requiring a license)

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Business Insurance Guide for the Self-Employed – Part 1

A sole traders guide to understanding Public Liability Insurance

Insurance Considerations for Personal Trainers

Top 7 Insurance Questions for Small Business Owners

The 5 biggest mistakes tradies make with their insurance

Business Insurance Guide for the Self-Employed – Part 2

Tips for getting the best and cheapest Public Liability insurance for your business

Business Insurance Guide for the Self-Employed – Part 4

Public Liability Insurance Scenario

Big Bunny Business: An Interview with the Easter Bunny

Reviews related to Insurance For Handyman

Individual Covers

Business Insurance Pack

Business Insurance Pack

Industries we Cover

Trusted by over 270,000 AU Small Businesses

Partner

Do you have customers who could use BizCover?

Help

Official Stuff

BizGiver by BizCover

Refer a Friend Rewards

Our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Self Employed Public Liability Insurance

Competitive pricing with our Price Promise

Business Insurance Guide for the Self-Employed – Part 1

A sole traders guide to understanding Public Liability Insurance

Insurance Considerations for Personal Trainers

Top 7 Insurance Questions for Small Business Owners

The 5 biggest mistakes tradies make with their insurance

Business Insurance Guide for the Self-Employed – Part 2

Tips for getting the best and cheapest Public Liability insurance for your business

Business Insurance Guide for the Self-Employed – Part 4

Public Liability Insurance Scenario

Big Bunny Business: An Interview with the Easter Bunny

Reviews related to Insurance For Handyman

Related Topics