Insurance For Salon Owners

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  • We also have public liability coverage options for home based salon

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Insurance for Hair & Beauty Services

... you acted negligently while providing your services or giving professional advice. Public Liability Insurance Whether you work from your own salon or provide a mobile beauty service, you're always in close contact with ...

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Salon owners urged to consider combined cover

... the public, making Public Liability insurance a vital type of cover for beauty salons . It provides cover for legal ... injury. Take the following examples A small business owner runs a facial treatment beauty business. The ...

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Spring Clean Your Salon’s Business Insurance

... your business for the new season. Why not start with your business insurance? Every salon owner must manage risks to their business , and insurance is a popular way to help address common liabilities. However, many ...

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5 Common Beauty Insurance Claims

... . We take a look at the top 5 most common claims beauty salon owners are likely to experience - and show you just how much having good business insurance coverage can save a small business in these kinds of situations. 1 ...

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7 Common Types of Small Business Insurance

... -based hairdresser will have varying needs to those of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in ...

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Is your salon ready for a cyberattack?

... can help you manage the impact one has on your salon. BizCover has helped over 8,500 salon owners † compare and buy small business insurance in minutes—no dramas! Visit bizcover.com.au to compare quotes, or give ...

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Business Insurance In Wollongong

... that this was one of my first experiences with insurance. I felt confident with my great deal.” Patricia B., Beauty Salon Owner How much does Business insurance cost? On average, small businesses in Wollongong pay  $ ...

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Top money saving tips for your salon business

... to crop up at tax time, a headache no business owner wants to face. 4. Have a safety net Having some ... offer a range of different types of business insurances to help protect your salon business, so in the event of a ...

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Does your lash business need salon insurance?

... business if the worst happens. From claims and lawsuits to equipment breakdowns and tax woes, beauty and salon insurance can help you work with less stress that unexpected expenses will cause ugly issues for your small ...

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How to start your own beauty business in 2024

... generally include things like rental of your premises, insurance cover , utility bills, and equipment costs. ... reasons for failure are: Inexperience - Successful salon owners often have years of experience in the business ...

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A Close Shave with Underinsurance

... it. Take Samantha*, a hair salon owner operating in the Greater Sydney Area. Samantha purchased her salon 4 years ago and like any good business owner, covered her business with Business Insurance. For the next 4 years ...

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Insurance for Makeup Artists

... goes wrong. So, whether you operate from your own salon, rent a space in a beauty or hair salon or provide a mobile makeup service, makeup artist insurance is the foundation to ensuring your small business doesn't ...

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Taking the W: The Art of Celebrating a Win

... bottle of bubbly might suffice for our hairdressing salon after a big Saturday full of bridal appointments ... t always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But ...

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Business Interruption Cover*

... consider Back to Business Insurance Business Interruption Insurance Most small business owners like to prepare ... through her Sydney hair salon, Blondies, in 2017. Business Interruption insurance helped saved her business ...

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Business Insurance in Geelong

... be recommending.” Stephanie C. Beauty Salon Operator Types of Business Insurance in Geelong Every small business is ... to its knees. Cyber Liability insurance can give small business owners in Geelong peace of mind that ...

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Business Insurance Perth

... Businesses Compare quotes from our trusted insurance partners: Insurance for businesses in Western Australia For small business owners from Perth to the Pilbara, business insurance is something you need to think ...

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7 ways to save on business insurance

... for your business size and needs? What are other business owners saying about the insurer online, in reviews, or by ... business could mean that changes to your business insurance are in order! Some changes might even result ...

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8 Facts About Professional Indemnity Insurance

... peace of mind, knowing that you're protected after you've closed up shop. 8. Getting your Professional Indemnity insurance sorted is easier than you might think. Gone are the days of ringing insurers one at a time to get ...

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Business Insurance Melbourne

... for Victorian Businesses Business insurance is something that most Victorian small businesses need to consider. It can be tailored to suit the specific needs of small business owners from Melbourne to Port Fairy ...

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Business Insurance on the Central Coast

... 214 registered businesses. Like all small business owners, they are responsible for taking reasonable steps ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance In Perth

... ,902 registered businesses. Like all small business owners, businesses in Perth each have a legal ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance In Darwin

... but also uncomplicated. With appreciation and gratitude.” Kelly K. Homeopath Business Owner H ow much does P ublic L iability insurance cost for Darwin businesses? On average, small businesses in Darwin pay around ...

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Public Liability Insurance In Brisbane

... registered businesses. Like all small business owners, Brisbane businesses each have a legal responsibility ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Business Insurance in Bundaberg

... 673 registered businesses. Like all small business owners, they are responsible for taking reasonable steps ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Insurance for Gift Shops

... could your business survive being shut for a week? This insurance will cover for financial loss as a result of an ... as fire). Cyber Liability* As a gift shop owner you regularly hold customer data like credit card details ...

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Insurance for the Self Employed

... if a claim or lawsuit comes your way. You might want to consider insurance if you are: Newly self-employed An established business owner An independent contractor Operating as a sole trader No matter what occupation or ...

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Business Insurance in Townsville

... to your business' reputation. But Townsville small business owners can have peace of mind knowing that their ... to work while you recover. Personal Accident and Illness insurance can help you keep things running at home and ...

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Insurance for hospitality business

... we make it easy for you to reduce your risk with insurance that addresses common challenges faced by hospitality business owners. Visit our website to compare insurance quotes online and find out how much you could save ...

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Does Public Liability insurance cover employees?

... ? If you didn't, then you may have made some assumptions about what your Public Liability insurance covers. Some small business owners may believe that PL covers their employees if their injuries are caused by their work ...

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How much does Public Liability Insurance Cost?

... business is to simply get an instant online quote. What is the average monthly premium for Public Liability insurance? On average, small business owners can expect to pay around $63.53 per month^ for Public Liability ...

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Insurance for Restaurants & Cafes

... to OH&S issues, unfair dismissal, or statutory breach of duty, among other things. Tax Audit insurance As a busy cafe or restaurant owner, you have enough on your plate without worrying about an Australia Tax Office (ATO ...

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Insurance for Restaurants

... costs of accountants and other nominated professional fees incurred in the course of an audit. Cyber Insurance* As a restaurant owner your exposure could be at the payment desk - with your EFTPOS machine hacked. Cyber ...

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Public Liability Insurance in QLD

... occurring before or after the policy period Who may consider Public Liability insurance in QLD? Queensland business owners may consider Public Liability insurance for many reasons. If you're unsure if this cover is right ...

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Public Liability Insurance In Adelaide

... pleased as I am already busy in the role and needed insurance sorted. THANKS” Jillian C. Business Owner H ow much does P ublic L iability insurance cost for Adelaide businesses? On average, small businesses in Adelaide ...

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Insurance for Personal Trainers

... of health and wellness professions, including: Fitness instructors Group fitness professionals Gym owners How much does personal trainer insurance cost? BizCover helped insure over 5,000 personal trainers during FY2023 ...

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What is Professional Indemnity Insurance?

... the long haul, something which all small business owners strive for. Could this happen to your business ... all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if and when you do ...

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Public Liability Insurance In Rockhampton

... 396 businesses registered. Like all small business owners, businesses in Rockhampton each have a ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance In Port Macquarie

... 634 businesses registered. Like all small business owners, businesses in Port Macquarie each have a ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Public Liability Insurance In Mandurah

... Real Estate Services, with 452 registered businesses, and Financial and Insurance Services, with 411 registered businesses. Like all small business owners, businesses in Mandurah each have a legal responsibility to take ...

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Public Liability Insurance In Hobart

... businesses registered. Like all small business owners, Hobart businesses each have a legal responsibility ... you just want a quick idea of how much your insurance is actually going to cost. However, it's important to ...

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Business Insurance in Toowoomba

... 632 registered businesses. Like all small business owners, they each have a responsibility to take reasonable ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Business Insurance in Melton

... businesses registered. Like all small business owners, they each have a responsibility to take ... , sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note ...

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Business Insurance in Mackay

... 1051 registered businesses. Like all small business owners, they each have a responsibility to take ... sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to ...

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Business Insurance in Launceston

... registered businesses. Like all small business owners, they each have a responsibility to take ... , sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note ...

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Business Insurance in Cairns

... 1393 registered businesses. Like all small business owners, they each have are responsible for ... , sometimes you just want a quick idea of how much your insurance is actually going to cost.  However, it's important to note ...

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Reviews related to Insurance For Salon Owners

  • All good so far

    Agnieszka M
    Beauty Salon Operation

  • Easy !

    Lindy J
    Beauty Salon Operation

  • easy renewal process.

    Sarah D
    Beauty Salon Operation

  • Easy to use

    Aiyub K
    Beauty Salon Operation

  • Excellent

    Brooke K
    Beauty Salon Operation

  • great and easy to do. :)

    Olivia R
    Beauty Salon Operation

  • Great easy to use. This is twice now

    Kate C
    Beauty Salon Operation

  • Keep it up

    Asuncion A
    Beauty Salon Operation

  • Quick and easy! Very well done.

    Eden B
    Beauty Salon Operation

  • So easy

    Kerry P
    Beauty Salon Operation

  • So easy and affordable to small businesses!

    Christy B
    Beauty Salon Operation

  • So easy to compare and get quotes.

    Deanna B
    Beauty Salon Operation

  • So fast and easy

    Agnes C
    Beauty Salon Operation

  • Thank you. The service was fabulous. It was so easy to buy my insurance. I'm really happy with the price too.

    Deborah J
    Beauty Salon Operation

  • thanks andrew

    Jessica M
    Beauty Salon Operation

  • The customer service person that called was super helpful. Thanks.

    Karen C
    Beauty Salon Operation

  • they are good company and at a great price. would recommend

    Sharon W
    Beauty Salon Operation

  • Very easy to deal with!

    Naomi D
    Beauty Salon Operation

  • VERY EASY TO UNDERSTAND AND BUY

    Nicole K
    Beauty Salon Operation

  • Very easy to use and understand. I am a first time business owner and Bizcover has does the hard work for me. Thanks you for this great service.

    Jessica M
    Beauty Salon Operation

  • Web site a bit clunky but it worked fine so all good.

    Jane J
    Beauty Salon Operation

  • So easy to set up insurance through biz cover when you have no time for phone calls

    Casey W
    Hairdressing Service

Why do hair and beauty salons need insurance?

From nail technicians to mobile makeup artists, hairdressers to brow and lash specialists, professionals in the hair and beauty industry can face a variety of risks each day. These risks may include anything from a client injuring themselves on your business premises to the theft or damage of invaluable tools of trade. This is where the right insurance policies could help protect your business from possible risks and claims.

Did you know?

Laser hair removal is a standard insurance exclusion.  That means if you are performing laser hair removal, you will typically have to apply to have this activity specifically covered by your insurance.

Common types of business insurance for hair and beauty professionals

Professional Indemnity Insurance

Whether providing treatments or giving advice, your clients expect the best. However, sometimes things go wrong.  Professional Indemnity insurance* helps protect your business if a client claims that you acted negligently while providing your services or giving professional advice.

Public Liability Insurance

Whether you work from your own salon or provide a mobile beauty service, you’re always in close contact with your clients. But slips, trips and mishaps can be caused by any number of things – such as hot wax, scissors or electrical equipment, just to name a few. Public Liability insurance* could help you manage these types of claims, so they don’t drain your bank accounts.

Business Insurance

Your customers are important, but so are your stock, equipment and salon contents. A Business Insurance Pack* can help your protect business assets, like your portable equipment, supplies, and retail stock. It can also provide cover for things like broken glass and loss of revenue due to a business interruption.

Who might need hair and beauty service insurance?

  • Makeup artists
  • Nail technicians
  • Hairdressers and barbers
  • Mobile beauty technicians
  • Cosmetologists
  • Beauty Therapists
  • Estheticians

How much does insurance for hair and beauty professionals cost?

Hair and beauty professionals pay an average of $50.95 per month for their business insurance with BizCover. That’s based on over 10,500 professionals in the aesthetics and wellness industry who got insurance with us in 2023.

As with any type of business insurance, many factors determine the cost of business insurance for your hair or beauty practice, including the services you provide, the cover options you choose, and where your business is located.

Hear what our Beauty Professionals have to say?

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†Customer Average Monthly Payment Report is based on FY2023 and presented as a guide only. This is based on all aesthetics and wellness businesses that hold policies with us, and is not reflective of any one policy. It may not reflect pricing for your particular business, as individual underwriting criteria will apply.
*This information is general only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.
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