Do home-based businesses need a Public Liability policy?

If you have a home-based practice, the Public Liability insurance provided under your Home and Contents insurance may exclude claims relating to your business activities. A separate Public Liability policy may be needed to manage third-party injury or property damage claims for your allied health business. Whether you work from your own practice, make home visits or attend to your clients in hospital, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

What is a Business Insurance Package for allied health professionals?

Business Insurance * is an insurance package designed to provide cover for your business, contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). It can be customised to fit the needs of your allied health business, such as Building , Contents , Business Interruption cover and much more.

Professional Indemnity Insurance Occupational Therapy

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Competitive pricing on combined PL & PI cover
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Insurance For Allied Health Professionals Professional Indemnity Insurance Occupational Therapy

The benefits of Professional Indemnity insurance

Not yet sold on whether you should get Professional Indemnity insurance or not? Let our simple guide show you some of the benefits Professional Indemnity insurance can provide for your business. We delve into how having a Professional Indemnity insurance policy in place can help you stay in business for the long haul, something small business owners strive to achieve.

Legal requirements for Professional Indemnity insurance

When you’re in the business of giving advice or providing a specialist service, you may need insurance to protect against mistakes, negligence, and other types of professional wrongdoing. In Australia, having coverage may even be a legal requirement.

8 Facts About Professional Indemnity Insurance

For busy professionals, providing expert advice and specialised services assisting your clients is all in a day’s work. But even though you take great care to deliver a high standard of expertise, the reality is claims can still occur, even when you least expect it.

How to assess your professional indemnity exposure and risks

Professional service providers face unique on-the-job risks. Providing expert advice, designing custom solutions, and representing a client’s interests on their behalf create professional indemnity exposures that could have a huge impact on your small business.

Why some tradies should consider Professional Indemnity insurance

Getting your business insurance sorted as a tradie is all about protecting yourself from risk.

How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, then it is advisable that you have professional insurance, which can also be referred to as professional indemnity insurance. Professionals are expected to possess extensive technical knowledge in their specific area of expertise. They are also required to perform their services as per standards of conduct. Therefore, the professionals can be held legally responsible if they fail to use the degree of skill, which is expected from them.

Why Professional Indemnity Claims Happen (and How to Stay Out of Trouble)

Professional Indemnity claims often arise from alleged negligence. A client may assert that your work, advice, or service caused them a financial loss. Even if this is not true, the impact can be devastating. For small businesses without legal teams or big financial buffers, these allegations and lawsuits can be especially draining.

Professional Indemnity claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don’t quite go to plan it can provide much needed financial assistance for legal and compensation costs in the event of action taken against your business.

[Press Release] BizCover Appointed as Exclusive Digital Partner for BHSI Professional Indemnity Insurance for SMEs for premiums under $7,500

Sydney, Australia – 9 October 2025 BizCover has been appointed as the exclusive direct distributor of Berkshire Hathaway Specialty Insurance’s (BHSI) Professional Indemnity (PI) insurance, including Information Technology Liability and Allied Health Combined Liability, for small and medium-sized enterprises (SMEs) in Australia.

Who needs Professional Indemnity insurance?

Whether you’re an architect, an IT consultant or or a real estate agent, Professional Indemnity insurance* is something you may wish to consider to help safeguard your business.

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Professional Indemnity Insurance Occupational Therapy

Competitive pricing with our Price Promise

Professional Indemnity Insurance Occupational Therapy

Competitive pricing with our Price Promise

Professional Indemnity Insurance Occupational Therapy

Competitive pricing with our Price Promise

The benefits of Professional Indemnity insurance

Legal requirements for Professional Indemnity insurance

8 Facts About Professional Indemnity Insurance

How to assess your professional indemnity exposure and risks

Why some tradies should consider Professional Indemnity insurance

How Does Professional Indemnity Insurance Benefit You?

Why Professional Indemnity Claims Happen (and How to Stay Out of Trouble)

Professional Indemnity claims: when should I notify my insurer?

[Press Release] BizCover Appointed as Exclusive Digital Partner for BHSI Professional Indemnity Insurance for SMEs for premiums under $7,500

Who needs Professional Indemnity insurance?

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