There’s never a dull moment working as a project manager, with so many complex elements and things going on to get the job done. It’s no secret that you need to be on top of your game in this industry to ensure that everything is going to plan, running on time and sticking to the budget.

Whether you’re an architect, an IT consultant or or a real estate agent, Professional Indemnity insurance* is something you may wish to consider to help safeguard your business.

Australian builders can get insurance to protect just about most parts of their business. This includes tools and materials, tool and equipment cover, contract works, and protection against worksite hazards. But there might be one part of their business that’s not yet covered—their professional services and advice.

Professional service providers face unique on-the-job risks. Providing expert advice, designing custom solutions, and representing a client’s interests on their behalf create professional indemnity exposures that could have a huge impact on your small business.

Professional Indemnity claims often arise from alleged negligence. A client may assert that your work, advice, or service caused them a financial loss. Even if this is not true, the impact can be devastating. For small businesses without legal teams or big financial buffers, these allegations and lawsuits can be especially draining.

Working as a graphic designer is an exciting and creative job but like other professions, it has its own risks. Some you probably wouldn’t expect. Clients invest in your artistic talents and have high expectations when it comes to you delivering on projects. When things don’t go to plan, that’s when your business insurance comes into play.

Every business has risks, including architecture firms. Whether you’re about to start an architectural firm or have worked in the industry for years, managing risks is part of the job. Let’s look at common architect risks and hazards that your business might face and ways to minimise them, like architect insurance.

Freelancing gives you flexibility, control, and independence. It also means you carry the risk yourself. Many freelancers only realise this after something goes wrong. A client dispute, a damaged laptop, or an injury can quickly turn into lost income and unexpected costs.

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.