Business insurance isn’t always straightforward, and sometimes you need to get down into the nitty-gritty to understand what insurance is being offered and which one is right for you. This is especially the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so let’s take a few minutes to compare the two and get our collective heads around the difference between them.

Everyday Tradies are exposed to variety of risks in their work – third-party injuries or property damage, lost or damaged tools, and equipment breakdown are just a few of these common risks. Covering these risks with business insurance can help to protect businesses from the cost of these risks occurring.

Whether you’re a carpenter, an electrician, a plumber, a landscaper, a painter, or one of many other types of tradie, it’s all but impossible to work without the right toolkit.

Australian builders can get insurance to protect just about any part of their business—from tools and materials, tool and equipment cover, contract works, and protection against worksite hazards like property damage and workplace accidents. But there might be one part of your business that’s not yet covered—your professional services and advice.

Australians love their cafes and restaurants. So much so that cafes, restaurants, and takeaway places generated nearly $64 million in revenue in 2023.

2020 has been an incredibly tough year for a lot of people, small business owners especially. Here at BizCover, we saw our customers struggling to keep their doors open and did what we could to help by deferring their insurance payments, keeping their livelihoods and their small businesses protected during the pandemic. We also continued our long-running small business grant competition, BizGiver.