Business insurance isn’t always straightforward, and sometimes you need to get down into the nitty-gritty to understand what insurance is being offered and which one is right for you. This is especially the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so let’s take a few minutes to compare the two and get our collective heads around the difference between them.

When it comes to fine print in the world of business insurance, it can feel like you’re reading another language. To make life easier, we’ve done the translating for you and created a simple, comprehensive guide on all things Business Insurance for the self-employed.

The art of juggling parenthood while running your own business is anything but an easy feat. There’s always something screaming for your attention, from managing client requests and orders, packing the kid’s lunches, managing the books, setting marketing campaigns, sending packages, oh and maybe squeezing in 5 minutes for a lunch break!

Your business is your livelihood. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms, theft and accidental damage.

The profession of bookkeeping is one that takes experience, precision, good organisation skills and attention to detail. Your clients put their trust in you to keep their financial records spick and span, without any hidden surprises come tax time.

Australia is home to some of the best restaurants, from local burger joints to award-winning haute cuisine. As a restaurant owner, you know that the food industry requires incredibly hard work for success. The last thing you want is for all that effort to disappear in a flash because of one unexpected mishap or incident.

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs. If something were to go wrong during their course of treatment, you could be faced with a costly claim that could have a career-ending impact on your reputation, a worry you could do without.

The world of retail is fast-paced and varied, with no two days ever the same. With so much going on, it also creates a recipe of risks and opportunities for things to go wrong, something no retailer wants to have to worry about.

When you run your own business, there is a lot to consider, like protecting your business if things go wrong. This is where business insurance comes into play and should be one of the foundations of your business’ risk management plan.