Our Insurance Partners & Policy Wording

Favours for mates? Not us. To get you the best cover, we don’t favour one insurer over another. We pull together a range of policies backed by Australia’s top insurers, so you can make the right choice – openly, honestly and transparently.

Like the nitty gritty?

Check out the current policy wordings available from each of our insurance partners…

Helping clients prepare for times of uncertainty is at the heart of what we do at AIG Australia. Through Bizcover, AIG’s SME insurance offering helps businesses recover faster, should the unexpected occur. Covering a wide spectrum of SME customers, from small single office premises for self-employed business owners to retail businesses requiring a broader range of coverage, an insurance solution can be tailored to meet the needs of your business.

When you buy insurance from AIG, you can have confidence that we stand ready to help you recover quickly when the unexpected happens. Our team of specialists will work to resolve your claim in a professional and efficient manner, getting you back up and running as quickly as possible.

Operating in Australia since 1957, AIG has established a reputation as a leading insurance provider.

Established in 1967, W. R. Berkley Corporation is a leading provider of commercial lines property and casualty insurance and reinsurance operating in the U.S., U.K., Continental Europe, South America, Canada, Mexico, Scandinavia, Australia and the Asia-Pacific Region.

Operating in Australia since 2007, Berkley Insurance Australia brings the financial strength of a global brand to a local market. We consider ourselves to be Australia’s specialist insurer providing bespoke insurance products to Australian businesses. Priding ourselves with our local servicing motto, we were founded on four essential principles:

• Service
• Expertise
• Security
• Support

Our policyholders expect to be treated as individuals by an insurer who understands their unique risk exposures and provides solutions to both underwriting and claims.

Chubb has been in Australia for 100 years and is the largest listed property and casualty insurer in the world.  Whilst we offer insurance for some of the country’s largest companies, we also specialise in offering flexible and customised solutions for Small Businesses.   Our SME business insurance leverages our underwriting, claims and customer service expertise to offer cover for businesses with a turnover of up to $10 million.
Chubb offers a broad range of business insurance and through BizCover you are able to access Business Pack Insurance, Public Liability Insurance and Cyber Liability Insurance.

DUAL Australia is a true SME insurance business with over 90,000 policies transacted annually and over 8,500 individual insurance brokers across the country. DUAL have four offices located in Sydney, Melbourne, Perth and Brisbane and employ more than 120 people. DUAL are the largest independent underwriting agency, and Lloyd’s largest intermediated coverholder, in Australia.

DUAL Australia has been a pioneer in the insurance market for Management Liability and Cyber insurances. Over the last ten years DUAL have delivered innovative insurance solutions and helped to educate and grow these markets from uninsured exposures such as Management Liability and Cyber. DUAL are also proud to have handled over 30,000 claims and notifications, delivering value where it absolutely matters most for their brokers and clients.

Cover available through BizCover includes Professional Indemnity, Public Liability, Management Liability, Cyber Insurance and Individual Personal Accident.

Point Underwriting Agency has developed a niche Accident and Sickness range of products to meet the needs of the SMEs. The standard inclusions in our offering include:

1. Agreed Value Weekly Benefit for limits up to $1,000, this means no proof of income is needed.
2. Fixed Business Expense included as income to ensure certainty at claim time
3. Sickness Cover up to the age of 70
4. No Exclusions for Amateur codes of Sport

We believe our product is well designed for Self Employed and small business owners, whose income fluctuates on a yearly basis, providing certainty.

QBE Australia’s flexible business insurance can be tailored across 5,000 small business categories so your business gets what it needs without paying for extras you would never use. Our range of cover includes Public and Product Liability, Professional Indemnity, Personal Injury, Property Damage and more.

We know things don’t always go to plan. In tough situations, you’ll have access to QBE’s expert claims team and supplier network who are ready to help if you need it, allowing you to keep operating with minimal disruption.

QBE exists to give you the confidence to achieve your ambitions. Our small business insurance has you covered so you can get on with what you do best – running and growing your business – knowing we’ve got your back.

RelyOn Business Insurance was launched into the Australian market to offer small business an alternative insurance offering that is only affordable but also offers extensive coverage.  From to 1 April 2024 policies are issued by HDi Global Specialty SE and all policies issued before that date are underwritten by The Hollard Insurance Company.

HDI Global Specialty SE a limited liability company registered in Germany acting through its Australian branch. HDI is authorised by the Australian Prudential Regulation Authority (APRA) and holds an Australian Financial Services Licence issued by the Australian Securities and Investment Commission. HDI’s unique business model and partnership philosophy have quickly established HDI as the partner of choice for many of Australia’s leading underwriting agencies and independent insurance brokers, financial institutions and retailers.

Hollard Insurance is a large privately-owned business, founded on investing in partnerships. The Hollard Commercial Insurance team specialises in business insurance for Australian small-to-medium enterprises through partners and intermediaries and the team is supported by local, Australian based claims staff.

Vero has been around for over 180 years and are a member of the Suncorp Group of companies, being their primary intermediated insurance brand for both personal and business insurance cover. As part of the Suncorp group they have shared in a number of awards including the 2011 General Insurance Company of the year, the 2012 ANZIIF claims provider of the year award and the 2013 the General Insurance Company of the Year award from the Australian Banking and Finance Insurance Awards. Cover available through BizCover includes Professional Indemnity, Public Liability and Management Liability.