Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

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Who it’s for Cover types Cost How to buy

Insurance For Tradesmen Tool Insurance For Tradesmen

The 5 biggest mistakes tradies make with their insurance

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

The life of a sole trader can be a thrilling adventure of independence and self-reliance. However, this journey to carve your unique career path is also riddled with confusion and misconceptions, especially when it comes to insuring your solo venture.

15 must-have habits of productive and successful tradies

In 2025, trade roles are among the most in-demand professions. This means that there will be more pressure on you to succeed in your job than ever before. To stay competitive and maintain a good work-life balance, tradies can work on developing good habits.

4 essential safety tips for tradies

Tradies are often exposed to high-risk scenarios so it’s critical that you take the necessary safeguards to maintain your safety while on the job. There are a few easy measures you may employ to lower your risk of an injury whilst on the job, which can have major physical and financial ramifications.

6 signs of tradie burnout and tips to managing It

Tradies are known for working hard and working long hours. This is especially true for trade business owners, who often find themselves working on the tools all day and catching up on quotes, invoices, and paperwork at night.

Comparing Portable Equipment & Electronic Equipment Cover

Business insurance isn’t always straightforward, and sometimes you need to get down into the nitty-gritty to understand what insurance is being offered and which one is right for you. This is especially the case with Business Insurance options like Portable Equipment and Electronic Equipment cover, so let’s take a few minutes to compare the two and get our collective heads around the difference between them.

9 great reasons to become a certified tradie

Tradespeople are skilled professionals who possess a high degree of both theoretical and practical knowledge of their trade, be it plumbing, carpentry, electrical, concreting, painting, or bricklaying, to name a few.

7 tips to getting your tradie business set up for success

Tradies own and operate some of the busiest small companies in the country, but they don’t always get the best press. Here are our top tradie tips for ensuring satisfied clients and a successful business.

Very good

Mohamed M Plumber/Plumbing and Gas Services
So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

Shirley M McIntosh Trades & Services
Great

Neil G Plumber/Plumbing and Gas Services
Fast easy helpful

Alfred P Trades & Services
Good

Shane P Trades & Services
easy to use and very helpful, Thanks

Scott G Plumber/Plumbing and Gas Services
Overall great experience.

Claude L Garden And Lawn Maintenance
unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

Richard A Trades & Services
Easy and convenient to renew online

Billy M Trades & Services
easy to nbuy and set up which is great

Dennis H Floor Covering Laying

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

The 5 biggest mistakes tradies make with their insurance

6 ways to save money on tradie insurance

Tradies urged to review insurance heading into ‘tougher months’

Sole trader insurance myths, debunked

15 must-have habits of productive and successful tradies

4 essential safety tips for tradies

6 signs of tradie burnout and tips to managing It

Comparing Portable Equipment & Electronic Equipment Cover

9 great reasons to become a certified tradie

7 tips to getting your tradie business set up for success

Reviews related to Insurance For Tradesmen

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Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

Tool Insurance For Tradesmen

Public Liability and Portable Equipment cover

The 5 biggest mistakes tradies make with their insurance

6 ways to save money on tradie insurance

Tradies urged to review insurance heading into ‘tougher months’

Sole trader insurance myths, debunked

15 must-have habits of productive and successful tradies

4 essential safety tips for tradies

6 signs of tradie burnout and tips to managing It

Comparing Portable Equipment & Electronic Equipment Cover

9 great reasons to become a certified tradie

7 tips to getting your tradie business set up for success

Reviews related to Insurance For Tradesmen

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