There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility of managing your finances, marketing and other key plans for success. Any solid business plan should have a focus on risk management strategies and protection for your business for the long haul.

You’ve worked hard to build your business, so it makes sense to protect it. Below are the top 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance.

This Easter we had the egg-citing opportunity to interview one of our favourite furry friends and expert chocolatier, the Easter Bunny! With a spring in his step and a swagger in his tail, we asked him what insurances he has in place to protect his very successful chocolate business.

There are many legal liabilities that come with business ownership, which is why many business owners look for ways to reduce liability claims against their business and minimise Public Liability risks.

SME retailers and professionals have seen material price reductions on their Public Liability insurance, while prices have remained steady across other products and occupations.

Australia is home to some of the best restaurants, from local burger joints to award-winning haute cuisine. As a restaurant owner, you know that the food industry requires incredibly hard work for success. The last thing you want is for all that effort to disappear in a flash because of one unexpected mishap or incident.

As a small business owner, you know all too well that the fate of your business is in your own hands. But did you also know that as a company director or senior manager involved in the management of a company, you also carry specific responsibilities that have the potential to also leave you personally liable if things in your business don’t go as planned.

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs. If something were to go wrong during their course of treatment, you could be faced with a costly claim that could have a career-ending impact on your reputation, a worry you could do without.

Tradies are extremely knowledgeable when it comes to the services they provide. Whether you’re an electrician, plumber, painter, carpenter or specialise in other skilled labour, your customers know who to call when they need their job done right. You’re the expert after all!

What are the real costs to Australian small business?