If you’re a sole trader or small business owner, you know how important it is to protect your work and your customers. Even when you take care, accidents can still happen. Without insurance, you could face large legal or compensation costs that might seriously affect your business.

If you work in the building and construction industry in Queensland, or plan to do so in the near future, there is a good chance that you will need to hold a relevant Queensland contractor licence to legally practice your trade services.

Protecting your electrical business for the long haul means there are a few things to consider, especially when it comes to business insurance* and being compliant with specific requirements. To make things a bit easier we’re here to break down the key things you need to know about insurance requirements for electricians in QLD- without the boring bits.

Australian builders can get insurance to protect just about any part of their business—from tools and materials, tool and equipment cover, contract works, and protection against worksite hazards like property damage and workplace accidents. But there might be one part of your business that’s not yet covered—your professional services and advice.

Unless you’ve got a money tree growing out the back, the financial consequences of a claim could not only put you out of business but jeopardise your personal finances too. Business insurance has your back when things don’t quite go plan.

As a qualified and skilled professional in the construction industry, you may work as a contractor or subcontractor, which means it is important that you understand the insurance requirements that come with these roles.

Business insurance. It’s probably not top of mind for most busy tradies. You may be required to have certain policies to work, but beyond that, you might not think about it much.

In every skilled profession, establishing your credibility and commitment to your craft helps you achieve long-term career success. And that especially holds true for trade professions such as building, carpentry, and construction.

Whether you’re an electrician, plumber, carpenter or builder, working as a tradie means facing risks every day. That’s where tradie insurance comes in. Business insurance can help safeguard you from financial loss, legal claims and downtime so you can focus on what you do best: getting the job done.