Insurance for Hair & Beauty Services

Why do hair and beauty salons need insurance?

From nail technicians to mobile makeup artists, hairdressers to brow and lash specialists, professionals in the hair and beauty industry can face a variety of risks each day. These risks may include anything from a client injuring themselves on your business premises to the theft or damage of invaluable tools of trade. This is where the right insurance policies could help protect your business from possible risks and claims.

Common types of business insurance for hair and beauty professionals

Professional Indemnity Insurance

Whether providing treatments or giving advice, your clients expect the best. However, sometimes things go wrong.  Professional Indemnity insurance* helps protect your business if a client claims that you acted negligently while providing your services or giving professional advice.

Public Liability Insurance

Whether you work from your own salon or provide a mobile beauty service, you’re always in close contact with your clients. But slips, trips and mishaps can be caused by any number of things – such as hot wax, scissors or electrical equipment, just to name a few. Public Liability insurance* could help you manage these types of claims, so they don’t drain your bank accounts.

Business Insurance

Your customers are important, but so are your stock, equipment and salon contents. A Business Insurance Pack* can help your protect business assets, like your portable equipment, supplies, and retail stock. It can also provide cover for things like broken glass and loss of revenue due to a business interruption.