Insurance For Small Cafe
- Trusted by over 220,000 small businesses
- Choose from a range of covers, including Glass and Machinery Breakdown
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Insurance for Restaurants & Cafes
... & Cafes Trusted by over 220,000 small businesses Choose from a range of covers, including Glass and Machinery Breakdown Competitive Prices with our Price Promise Compare quotes from our trusted insurance partners ...
read moreInsurance for Bakers
... Trusted by over 220,000 small businesses Public and Product Liability insurance Pay by the month and policy documents that can be emailed instantly Compare quotes from our trusted insurance partners*: Why do bakers need ...
read moreInsurance for hospitality business
... and stress if the worst should happen. Hospitality insurance is available to small businesses, including: Small businesses with a fixed location such as restaurants, cafes, takeaway shops and home-based businesses. Other ...
read moreStarting a cafe business in Australia: 9-step checklist guide
... works when it comes to helping small business owners reduce their risk. As you start your restaurant checklist visit the BizCover website to learn more about insurance for restaurants and cafes and how it can help reduce ...
read moreDishing up the facts on food business insurance
... have the right business insurance. When it comes to insuring your small food business, sometimes it ... average, restaurant and café owners pay approximately $75 per month for their Public Liability insurance policy. That's ...
read moreInsurance for Cafes
... 220,000 small businesses Choose from a range of cover, including Glass and Machinery Breakdown Peace of mind with our Price Promise Compare quotes from our trusted insurance partners: Why do Cafes need insurance? As a ...
read more6 profitable small business ideas in Melbourne
... laneways host an array of bustling small businesses, from bars and cafes to boutiques, galleries and theatres. Indeed ... online destination for small business insurance to compare competitive business insurance in Victoria, ...
read moreTriumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'
... traditional methods of buying insurance,” said Gottlieb, who adds BizCover have 25,000 small business customers across 2,000 plus occupations ranging from dog walkers to hairdressers to café owners and IT consultants ...
read moreWhat makes small businesses a target for cybercrime?
... may work remotely - whether that be in their own home, in a café, in their holiday home, or on the road. While this can be ... business insurance such as Cyber Liability insurance. Remember - no business is too small to ...
read morePublic Liability Insurance in QLD
... may need Public Liability cover for your restaurant, café, food truck, or other dining and hospitality business ... Public Liability insurance? Built for small business We know insurance and what makes small businesses tick ...
read moreDo I Need Public Liability insurance?
... Restaurant/cafe owner All businesses and sole traders can be exposed to risk. Ensure your insurance ... or you sell any form of products, Public Liability insurance is a small price to pay for big peace of mind. What ...
read more5 Surprising Things Business Insurance Can Cover
... losses for your business. Consider a restaurant or cafe whose refrigerator has suddenly broken down just before the ... insurance policies are available to small businesses, you can download our FREE Business Insurance ...
read moreMobile Food Truck Business wins a new sparkling make-over with the latest BizGiver Small Business Grant.
... a little 'Suga & Spice' Cafe,” states Vicky. This goal is now even closer, thanks to the BizGiver Small Business Grant . The BizGiver Small Business Grant is an initiative started by BizCover Insurance , which grants the ...
read moreHow to adapt your business insurance as your business grows
... to keep your business protected, in particular your business insurance. Reviewing the type of business activities your business is insured for Often as a small business owner you will find new opportunities come along ...
read moreSmall Business Insurance Index Q2: 5 point increase, largest in 10 quarters
... Small Business Insurance Index has shown that Australian SME's may have enjoyed the end of declining insurance ... was the retail trade sector including restaurants, cafes, stores etc which saw premium rates increase ...
read moreBusiness Insurance FAQs
... cover? What is Goods in Transit cover? What is Product Liability Insurance? What is Product Liability Insurance? Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...
read moreBusiness Insurance in Geelong
... business and helping it grow. BizCover helps small businesses across Victoria find insurance that suits their business needs. From Tradies and Cafes to Accountants and IT Professionals, we can help you find instant cover ...
read moreBusiness Insurance
... BAS Agents Butcher Shops Cabinet Makers Cafes Carpenters Car Wash and Auto ... business may be exposed to. S ome of small business Insurance coverage options include: Building Insurance * which c overs you for loss and ...
read moreHow much does Public Liability Insurance Cost?
... per month^ for Public Liability insurance . From our analysis, we found that around 62% of small businesses pay less than $50 per ... , the higher the premium. For example, cafes and restaurants present a higher risk due to ...
read moreWhat’s the difference between Public and Product Liability insurance?
... small business with Public and Product Liability insurance. What is Public Liability insurance*? Public Liability insurance ... these kinds of businesses include: Manufacturers Cafes and restaurants that sell food products ...
read morePublic Liability Insurance QLD
... small business Retailer can expect to pay for Public Liability insurance in Queensland is around $76.81 per month. There are many business types that are classified as Retailers, from gift stores and florists to cafes ...
read moreInsurance for Restaurants
... Prices with our Price Promise Compare quotes from our trusted insurance partners: Public Liability Insurance cost for Restaurant & Cafes Why do Restaurants need insurance? Take a minute to sit back, relax and look at ...
read morePaid 4 U Cafe Wins First BizGiver Grant of 2022
... and leave them for people to take for free at the café. Take what you want and leave what you can. People ... or passion as me . Winning this grant really helps small business like us to fulfil dreams like a new fridge. ...
read moreSto Lat Restaurant & Café wins the BizGiver grant
... , mention this article and the Sto Lat Restaurant and Café will give you a free drink with any main meal ... the date of this article being published. Own a small business? BizGiver grants the wish of one lucky business ...
read moreHow much does Public Liability Insurance Cost for Restaurants & Cafe?
... a hassle-free quote for your business here. What is the average premium for Public Liability insurance? On average, in 2021/22 restaurant and cafe owners in NSW could expect to pay a premium of around $74 per month^ for ...
read moreKeep cool and carry on – A summer survival guide for restaurants and cafés
... unexpected challenges your small business should be prepared for. Safety First Restaurants and cafes are a ... to safeguard your restaurant or café business is with Public Liability insurance . It is designed to protect ...
read more7 marketing tips for restaurants and cafes
... plan can help your restaurant or café thrive. But increased sales may mean increased risk. You may want to add business insurance to your recipe for success. BizCover has insurance options made just for food businesses ...
read more3 Foodie Businesses Share Their Recipe For Success
... 's a whole lot more than laughs that goes into this café's recipe for success! Lauren believes it's a mix of: ... heavy… great music helps too! If you're a small business owner who would love to share your unique recipe for ...
read moreTop 6 ways to increase customer loyalty at your restaurant
... food business, as does café customer loyalty for café business owners. To ... small business owners reduce their exposure to risk by providing an easier and faster way to buy business insurance. Experience business insurance ...
read more8 tips for making your restaurant business a success
... . BizCover makes it easy to compare insurance for restaurants , cafes, and other food businesses . You ... ve overlooked! 8. Embrace technology Tech has made running a small business much easier than it used to be. By using ...
read moreTop 8 profitable food business ideas for first-time entrepreneurs
... 's why starting your own cafe can be lucrative! Recommended reading : Staring a Cafe Business in Australia: A Checklist ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreOur customers get their bad business habits out of their system
... we put a spin on the question of what it was small business owners wanted to get out of their system. We decided ... s resolve is to take more trips to her local café, where she can enjoy working in a more caffeinated ...
read moreHow to choose a business location: 4 key factors to consider
... shop, you will need to look at having the right insurances in place to protect your business for the long haul. ... understanding the area that you plan on settling in and small things you can do to ensure a solid base for ...
read morePublic Liability Insurance NSW
... café owner in Thredbo, Public Liability insurance is something your NSW business needs to consider. Public Liability insurance ... pay for Public Liability Insurance? The average amount a small business operating in the ...
read moreHow to Start a Business in QLD in 7 Easy Steps
... a tradie , a mobile hairdresser , or opening up a café, all types of businesses need to have a plan in place ... insurance One of the other priorities when setting up your small business is getting all the right insurances ...
read more7 ways to finance your startup business
... new software or a chic café, most firms and entrepreneurs need at least a small amount of money to get ... there is no “one size fits all” solution for small business insurance *, each business has its own needs, and so ...
read moreNo Dramas
... Cafes IT Professionals Hair & Beauty Services Manufacturing Allied Health Professionals Professionals Insurance by Industry At BizCover we understand there is no “one size fits all” solution for small business insurance ...
read moreWhat is Business Insurance?
... other defined event listed in the policy. Glass Insurance Cover for breakage of internal and external glass and ... rainfall and flash flooding caused severe damage to a café owners business. The owner was forced to close ...
read morePublic Liability
... you smile! Frequently Asked Questions on Public Liability Insurance Small business owners on average in the 2018/19 Financial ... business premises, e.g. diners who visit your cafe, or clients who visit your office, whether ...
read moreHospitality businesses caught by regulatory risk
... show how small business owners in the hospitality sector could be protected by Management Liability (ML) insurance . ... recently making surprise inspections to restaurants and cafes in Melbourne. While these are isolated ...
read more5 legal essentials for your small business
... ve set out five essential legal needs of every small business owner. These will protect your business and allow ... you operate an online shoe store or a local café, every business owner needs to know what business structure ...
read more5 reasons to review your business insurance this Christmas
... in to your premises - for example if you are a cafe or restaurant there will be more people out enjoying the festive ... 's the time to make sure you have Public Liability insurance , and if you do have it, ensuring you have ...
read moreHow to increase restaurant sales: 15 smart ideas
... Anyone planning a small private party may be looking for a small semi-private space that ... insurance, also known as restaurant insurance or insurance for restaurants and cafes, to learn more about how hospitality insurance ...
read moreTop 6 Marketing Tips For a Gold Coast Business
... to specific locations. For example, if you are a cafe in Broadbeach on Surfers Paradise, it might be worth ... insurance while you are at it. BizCover helps small business owners by making purchasing business insurance ...
read moreBusiness licencing in Australia: The definitive guide
... Illness Insurance to protect against unforeseen mishaps. Food and beverage When it comes to running a café , ... . How to apply for a business licence For your small business to function within the legal framework, you need ...
read more6 ways to leverage AI for business growth and innovation
... hold some of these same concerns. How to use AI in your small business Keen to put AI to use in your business? Here are ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreAussie customer service etiquette: Survey reveals worst behaviours and city trends
... . BizCover, Australia's number one online insurance service for small businesses, has sought to uncover the worst ... most likely to ask to split the bill at a cafe or restaurant, the top bad behaviour for these businesses. ...
read moreInsurance for Freelance Writers
... small businesses Compare quotes from our trusted insurance partners: Why do self-employed writers need insurance ... their offices, or even a local café—you may need Public Liability insurance * to help manage third-party ...
read moreWhat insurance do I need for a restaurant?
... your restaurant’s needs. Visit BizCover today, and join the thousands of cafe and restaurant owners who trust us with their business insurance needs. This information is general only and does not take into account your ...
read moreSmall Business Insurance Price Index Q3
... are holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed to ...
read more6 things you didn’t know about small business insurance
... that suits your business. But there are a few things you may not know about small business insurance - which may help you choose your next policy or just get a little more out of your current policy. 1. Your personal ...
read more7 Common Types of Small Business Insurance
... , there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ...
read moreTop tips to boost your small business insurance confidence
... to make along your journey as a small business owner , some which will involve a level of risk. One of the biggest risks your business may face is not having adequate business insurance in place, leaving it exposed in ...
read moreProfessional Indemnity Insurance And Public Liability Insurance
... Indemnity Fact Sheet Why choose BizCover for your Professional Indemnity insurance? Built for small business We know insurance and what makes small businesses tick. Clear and competitive pricing You can compare and ...
read moreSmall Business Insurance Index
... and Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here . ...
read moreCommon small business insurance claims and how to prevent them
... and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid ... victims of spills, falls, theft and power surges. One Small Business recently had to make a claim to replace their ...
read moreSmall Business Insurance: Why you might want to ensure you’re covered!
... and disrupted focus occurred. The cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size doesn't count ...
read moreTop 6 tips to build a small business in uncertain times
... making any cuts that could expose you to risk. You might be tempted to give up insurance, but small business insurance policies could save you from even worse situations if something goes wrong. 3. Find new customers ...
read moreProfessional Indemnity Insurance cost
... $84 per month on average. Our analysis shows that around 47.5% of small business pay between $51-$100 per month for their policy. Asking how much PI insurance costs is like asking what the length of a piece of string is ...
read moreA practical guide to understanding business insurance
... you need to worry about is shopping around to get your business insurance sorted. Experience drama-free business insurance with BizCover. We understand small businesses and understand how busy life gets, so we're here to ...
read more14 crucial cyber security tips for small businesses in 2024
... ,000 per incident. Despite the worrying statistics, only 7% had taken out cyber insurance , according to BizCover's 2022 Small Business Bravery Report . For cybercriminals, these businesses are the proverbial low-hanging ...
read more5 questions to ask yourself before buying Insurance for your small business
... ? Whether you're opening up a new business or have been in business for a while and looking to buy insurance for the first time; there are a few questions you can ask yourself upfront to help save you time and money ...
read moreSmall Business Continues to Win on Insurance Prices!
... insurers all indicate that the industry is long overdue for a price increase; however the BizCover Small Business Insurance Price Index for the first quarter of the financial year indicates that insurers have not been ...
read moreBizCover expands business insurance offering by partnering with Chubb
... with Chubb once again who bring along a great reputation in claims handling and expertise in small business insurance,” says Jane Mason, BizCover's Head of Product, Channels and Risk. Jane Mason, BizCover’s Head ...
read moreCyber Liability Insurance: the safety net small businesses need
... systems are vulnerable to breaches. By implementing a few basic preventative measures and robust Cyber Liability insurance , small business' are ensuring they are able to survive cyber-attacks, now and in the future ...
read moreWhat are some types of insurance available for small businesses?
... Sexual Harassment Breach of statutory duty Defamation Statutory fines & penalties Cyber Liability insurance Like most small businesses, you rely on having a website, storing sensitive customer data and performing ...
read moreWhen to buy insurance for your small business
... is still heavily involved in the company as the General Manager. “Whenever you're running your own small business, insurance is something that you can't afford to put off. If anything unexcepted happens, then you know ...
read moreBusiness Insurance Perth
... in Western Australia? There isn't a one price fits all when it comes to business insurance for Western Australian small businesses, however these are some of the factors that are taken into consideration when calculating ...
read more5 things to consider when purchasing business insurance
... if the injury or illness occurs outside of your employment). Related: 7 Types of Insurance Your Small Business Should Consider 3. How much insurance will I need to consider? There's no one size fits all solution when it ...
read morePublic Liability Insurance Scenario
... of their staff. It's protecting everyone, really.” In vast field of possible 'what-if's' for small business, BizCover's insurance cover has taken some of the guesswork out of choosing the right cover. In partnership with ...
read more5 Common Mistakes to Avoid When Buying Business Insurance
... to avoid them, you might wind up in trouble. This is often true when small business owners buy business insurance. There are many insurance mistakes that could cause you grief down the track. This article covers some of ...
read moreSmall Business Champions
... businesses who want a quicker, easier and more cost effective way to purchase business insurance . BizCover understands that small businesses are time poor and cost conscious so our service allows you to compare quotes ...
read moreBusiness Insurance in Townsville
... June 2022 1 . If you run your own small business, insurance could be an important part of helping it grow and thrive. BizCover understands small businesses. Queensland small business owners can find cover that fits their ...
read moreBusiness Insurance in Melton
... in Melton pay $ 79.55 ** a month for their business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important for almost ...
read moreBusiness Insurance in Mackay
... questions thoroughly. Great customer service.” Leonard Z. Commercial Cleaner How much does P ublic L iability insurance cost? On average, small businesses in Mackay pay around $ 68.55 ** per month for their bu siness ...
read more7 ways to save on business insurance
... website or give us a call on 1300 920 864 to learn how simple, quick, and easy buying small business insurance can be! *This information is general only and does not consider your objectives, financial situation or needs ...
read more5 steps for creating your small business budget
... and make informed business decisions. One important business decision that BizCover can lend a hand on is your small business insurance *. Hop over to the BizCover website or give us a call 1300 920 864 to find out how ...
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... risks and liabilities. A fantastic way to do that is through small business insurance *. At BizCover we've created a truly simple way to get your small business insurance online . Go online or give us a call 1300 920 ...
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... might run into, you may want to consider purchasing insurance to ensure your employees and business are protected. Obtaining small business insurance will give you peace of mind by being covered from any potential ...
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... you meet the required criteria. 3. Business insurance Do you currently hold insurance for your small business? And if you do, is it the right type of insurance? Business insurance can be tricky to navigate for those not ...
read moreSteady as she goes - still no increases in Insurance Premiums!
... by continued competition, as well as capacity in the market. This has been the case across all insurance classes for small business, all of them seeing little change over the quarter, once again. As forecast in the last ...
read moreTradies urged to review insurance heading into 'tougher months'
... continuing into 2023. “The party is over, and many small businesses in the trades sector may struggle before things pick up again,” says small business insurance expert Jane Mason. “As business conditions change, it's ...
read moreInsurance Premiums for Retailers Continue to Climb
... 1), and similar to quarter 2 of last financial year, the index is showing an increase in small business insurance rates, with the index rising 3 points over last quarter. This increase however is not universal. Graph ...
read moreTop seven tips for comparing business insurance quotes
... any contract requirements you need to meet. 5. Choose a policy that can grow with your business Compare small business insurance quotes and consider how much your business could grow in a year. You’ll need to allow for ...
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... pursue. Reduce your exposure to risk with BizCover and small business insurance Whatever your financial goals for a small business are, small business insurance can help you reach your preferred conclusion, whether that ...
read moreFinding the right business insurance can be hard but BizCover makes it easy
... state-of-the-art platform to manage your policies and certificates of insurance online, 24/7. If you're tired of feeling confused by small business insurance, or concerned that you don't have the right coverage or best ...
read more5 signs it might be time to switch business insurance companies
... be worth the expense, depending on your circumstances. 3. Research new insurers Just like you and your small business, insurance companies are unique. Though price and cover will play a big part in your decision, it may ...
read moreBizCover SME Insurance Price Index Q1 FY20
... in five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices dropped to the lowest point in 24 months. The BizCover ...
read moreReviews related to Insurance For Small Cafe
-
All good!
Bokki M
Cafe Operation - Licensed -
easy to navigate and simple system
Jimmy D
Cafe Operation - Licensed -
Excellent process
Frankie B
Cafe Operation - Unlicensed -
fast and easy
Agata Laura V
Cafe Operation - Unlicensed -
Good Service and Best Price.... Keep it Up ...
Rajeev S
Cafe Operation - Unlicensed -
Great
Edward B
Cafe Operation - Unlicensed -
Great to have affordable insurance!
Pathmawathy V
Internet Cafe - Mainly Internet Service Operation -
Really simple, fast system.
Mitchell A
Cafe Operation - Unlicensed -
sems all good
Edward H
Cafe Operation - Licensed -
Simplify and minimise the fine print
Stephen C
Cafe Operation - Licensed -
very easy!! thank you
Ben G
Cafe Operation - Unlicensed -
Easy to register
SUPER HAND CAR WASH & CAFE P
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Why do restaurants and cafes need insurance?
Whether you’re serving up the best coffees or pizzas in town, business insurance is something every restaurant and café owner may want to consider. Working in a customer-centric industry means that your business interacts with people every day, creating the potential for accidents that business insurance could help you manage.
Did you know?
Your commercial landlord may require you to hold Public Liability insurance in order to lease premises to you.
What types of insurance might restaurants need?
Public Liability Insurance
There is no end to the list of possible accidents that could happen in a hospitality environment, from a customer contracting food poisoning due to a mishandled meal to a supplier slipping on a melted ice-block. Public Liability insurance* is there to help protect your business from potential claims likes these and others.
Business Insurance
Restaurants and cafes face many different kinds of risks, from machinery breakdown to the theft of expensive kitchen tools and equipment. By creating your own Business Insurance Pack*, you can pick and choose the different kinds of cover that suit your needs – such as Contents, Glass. Machinery Breakdown, Portable Equipment, Business Interruption and Theft insurance, to name just a few.
Management Liability
If you employ people to work in your cafe or restaurant, then you may wish to consider Management Liability insurance*. This covers your business from claims that may occur due to OH&S issues, unfair dismissal, or statutory breach of duty, among other things.
Tax Audit insurance
As a busy cafe or restaurant owner, you have enough on your plate without worrying about an Australia Tax Office (ATO) investigation. This is where Tax Audit insurance* can help, by helping you cover specified costs in the event that you’re selected by the ATO for auditing.
Cyber Insurance*
A restaurant or cafe is just as much a target for cybercriminals as any other business. A cyberattack that shuts down your electronic payments and online reservation systems could badly disrupt your business. Cyber Liability insurance* can help protect your restaurant or cafe if it experiences a cyber breach or attack.
How much does insurance for restaurants and cafes cost?
Restaurants and cafes pay an average of $285.63 per month for their business insurance with BizCover†. That’s based on over 3,500 restaurants and cafes who got insurance with us in 2023.
At BizCover, we cover all kinds of hospitality business, from food trucks to fine dining restaurants. The type of business you operate will impact the cost of your business insurance, as well as other factors like the cover options taken and where your business is located.
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This information is general only and does not take into account your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.
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