Is business insurance compulsory for tradies?

P ublic Liability insurance may be a requirement before you can work on a job. It is always important to check your contract or agreement to see if a minimum level of cover is also stipulated.

I’m a sole trader. Do I need tradesman insurance?

Just like any other sole trader or self-employed business, insurance is something which you should consider as part of your business plan. Tradesman insurance helps sole traders protect their business assets, tools, stock and more, so they’re not left with unplanned bills when things go wrong. While some types of insurance may be a requirement, there are a variety of cover options designed to protect the things that matter most to your tradie business.

How much Public Liability insurance should my tradie business have?

Every tradie business is unique. The amount of Public Liability cover you choose may be different than the tradie down the street. BizCover offers several levels of Public Liability cover — $1 million, $2 million, $5 million, and $10 million—so you can choose a cover amount that fits your business needs. When choosing your cover amounts, you may want to consider: The size of the jobs that you are working on – The higher the value, the higher risk. You may want to increase your Public Liability insurance accordingly. Your business contracts – Is there a minimum amount of cover stipulated in your contract? Meeting contractual obligations is essential.

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Public Liability and Portable Equipment cover
Easy and professional claims support
Pay by the month option & policy documents emailed instantly

Please select your occupation to proceed.

Who it’s for Cover types Cost How to buy

Insurance For Tradesmen Contract Works Insurance Victoria

Top 6 mistakes to avoid when hiring a contractor

If it’s time for your small business to expand, you will likely need to hire a contractor. Between running your business and balancing your home life, you may be tempted to simply hire the first contractor you find. However, it is important you take the time to research and interview multiple contractors before signing any paperwork. Here are some common mistakes to look out for when hiring a contractor for your business.

Hiring a contractor checklist and tips

If you are looking at expanding your workforce by hiring contractors to help out, it’s a good sign that your business is growing and ready to reach new heights! The process of hiring contractors involves a bit of research and preparation to ensure that you hire the right people for the job.

When your business uses contractors to perform certain services on your behalf, there is always the potential risks for things to go wrong. Our guide looks at some tips on how you can minimise risk and the steps you can put in place to create a safe and effective working relationship with your contractors.

Choosing to become a contractor and operate as an independent contractor instead of as an employee of a business or organisation in a traditional sense generally requires that you are very good at what you do. After all, a contractor who isn’t an expert in their field and who can’t demonstrate a proven track record when interviewing for a new contract position may well struggle to find their next contract gig.

What insurance do contractors and subcontractors need?

As a qualified and skilled professional in the construction industry, you may work as a contractor or subcontractor, which means it is important that you understand the insurance requirements that come with these roles.

unbelievable savings truly amazing the difference in the insurance costs thank you biz cover i will be recommending you to all my fellow business owners regards Palew Constructions

Richard A Trades & Services
Very quick and easy !

Stenio C Garden And Lawn Maintenance
So quick and easy to purchase liability insurance from a range of insurers. Very happy customer!!

Shirley M McIntosh Trades & Services
i guess hoping i dont need to find out by having to claim & then finding issues.

Tammy M Trades & Services
Good

Fuad T Floor Sanding
quick and easy - great work

David M Garden And Lawn Maintenance
Very quick and easy

Wendy C Trades & Services
thank you

Tahlia P Plumber/Plumbing and Gas Services
very easy to use

Mitchell W Floor Covering Laying
This case was a tough one, thanks team for assisting us for same, we really appreciate it .

Mohammad K Trades & Services

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Top 6 mistakes to avoid when hiring a contractor

Hiring a contractor checklist and tips

What is the difference between a contractor and a subcontractor

What to look out for in a contractor agreement

A guide to managing contractors and minimising risk

11 tips for growing long-lasting contractor business

Handyman vs contractor: Which is right for you?

How to become an independent contractor

How to manage your finances as a contractor

What insurance do contractors and subcontractors need?

Reviews related to Insurance For Tradesmen

Individual Covers

Business Insurance Pack

Business Insurance Pack

Industries we Cover

Trusted by over 270,000 AU Small Businesses

Partner

Do you have customers who could use BizCover?

Help

Official Stuff

BizGiver by BizCover

Refer a Friend Rewards

Our Price Promise

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Contract Works Insurance Victoria

Public Liability and Portable Equipment cover

Top 6 mistakes to avoid when hiring a contractor

Hiring a contractor checklist and tips

What is the difference between a contractor and a subcontractor

What to look out for in a contractor agreement

A guide to managing contractors and minimising risk

11 tips for growing long-lasting contractor business

Handyman vs contractor: Which is right for you?

How to become an independent contractor

How to manage your finances as a contractor

What insurance do contractors and subcontractors need?

Reviews related to Insurance For Tradesmen

Related Topics