Insurance for Social Workers

Why do Social Workers need insurance?

Social workers provide much needed care and assistance to those who need it most. Dealing with clients and handling their cases takes a great deal of responsibility and is not without risks.

At BizCover we provide a range of insurance options for social workers who operate from an office, private practice or on the road. Take advantage of cover that suits your unique business needs and delivers peace of mind.

Insurance for Social Workers

Professional Indemnity*

Providing professional advice and services is one of your main responsibilities as a social worker. Despite the care you take in performing your role, things don’t always go to plan and sometimes result in costly lawsuits that could take a huge toll on your life. This is where Professional Indemnity insurance comes into play.

Professional Indemnity insurance* is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Public Liability*

Public Liability insurance* is an easy choice for social workers. Whether you are out visiting clients in their homes or working from an office, Public Liability covers legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.

Statutory Liability

Statutory Liability insurance* protects you, your business and your employees against certain unintentional breaches of some Australian laws. It will also cover the costs of representation related to investigation costs for alleged breaches, as well as defence costs, and fines or penalties payable following a conviction.