Insurance for Painters and Decorators

Why do Painters need insurance?

As a painter or decorator, you face many challenges while working in other people’s spaces. Paint spills, working at heights, and lost or stolen tools are just some of the business risks you don’t want to brush aside.

Painter and decorator insurance can help protect your residential or commercial business from unplanned bills if things go wrong.

What types of insurance do painters and decorators need?

Public Liability insurance

Public Liability insurance* is a common policy purchased by painters and interior decorators. If you are operating as a contractor, it is important that you undertake your own research and consider the minimum amount of Public Liability insurance you are contractually required to have.

Portable Equipment cover

Your tools help you get work done, from brushes and trays to ladders and power tools. Even your mobile phone and laptop may be essential to your success! Portable Equipment insurance* could help you repair or replace your tools if they are lost, stolen, or damaged whilst on the job.

Personal Accident & Illness insurance

Your work is physically demanding—climbing ladders, using paint rollers, preparing surfaces and moving furniture. Personal Accident and Illness insurance* could help you recover with less worry if you’re injured on the job or off.

How much does business insurance cost for painters?

BizCover helped over 3,500 painters and decorators protect their businesses in 2023. Nearly 70% of painters and decorators pay an average of $60.96 per month for insurance with us^†.

However, the price you pay for painter and decorator insurance may vary depending on several factors. These might include the painting services you offer, how many people are covered by a policy, and the amount of cover you choose, just to name a few.