NDIS Provider insurance
Combined Public Liability and Professional Indemnity cover
Meets NDIS Practice Standards
Backed by our Price Promise guarantee
Competitive pricing with our Price Promise
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NDIS provider insurance checklist
Registered NDIS service providers must maintain adequate Professional Indemnity and Public Liability insurance cover.
Proof of insurance must be provided during registration and audit process.
Unregistered NDIS providers may need insurance to manage their business risks and protect their clients
Why do NDIS service providers need insurance?
Working one-on-one with clients creates risk for NDIS providers. Business insurance can help you manage the cost of these risks and protect your bottom line.
NDIS providers may need insurance to:
Meet NDIS Practice Standards
Lease clinic or office space
Manage costs of a cyberattack.
Pay legal costs if you face a liability claim
Why BizCover?
BizCover is Australia’s no.1 online small business insurance service provider. We offer NDIS service providers with tailored insurance options from a great range fo trusted leading insurers.
Backed by our Price Promise, NDIS contractors can compare competitively priced quotes and buy online in minutes. Need a bit of help? Our Customer Support team is standing by to assist in any way we can!
Let’s cover your small business on the go
Start a quote to see how much you can save and buy online in minutes.
Who needs NDIS contractor insurance?
We provide comprehensive cover for:
Occupational Therapists
Support Coordinators
Plan Managers
What types of insurance do NDIS providers need?
Professional Indemnity (PI) and Public Liability (PL) insurance is mandatory for NDIS providers. BizCover offers a combined PI-PL insurance policy for NDIS contractors—Allied Health Combined Liability.
Popular cover types for NDIS contractors:
Additional cover for NDIS carers:
How much insurance cost for NDIS providers and carers?
The average cost of business insurance for a NDIS provider is $38 per month* with BizCover. However, the cost of your insurance may depend on factors such as the services you provide and the size of your business.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Factors influencing cost
Risks of the industry
Cover level amount
Annual turnover
Number of employees
Claims history
*Customer Average Monthly Payment Report is based on 1 July 2023 to 30 June 2024 and presented as a guide only. It may not reflect pricing for your particular business, as individual criteria will apply.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to over yourself, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How It Works – Buying Online
5 easy steps to get instant cover online today
Select Profession
Pick Your Covers
Add Business Details
Compare Quotes
Get Covered Online
5 Steps to get your biz insured:
- Enter Occupation
Search & select your occupation
- Choose Cover(s)
Select the cover you need
- Business Details
Tell us about your business
- Compare Quotes
Compare prices & select quotes
- Get Cover Today
Instant policy docs to your inbox.
How To Make a Claim Online
We’ll assist you through the claims process & manage the claim directly with the insurer.
Let us know Fill out our
claims form and provide info
to support the claim
Receive extra support We
will assist you with your claim
Claim results We will notify
you of the claim outcome.
3 steps to get your biz insured:
- Let us know
Fill out our claims form and provide info to support the claim.
- Receive Extra Support
We’ll assist you with your claim.
- Claims Results
We’ll notify you of the claim outcome.
Award-Winning Tech & People
We’re not ones to blow our own trumpet, but we are pretty proud of our innovative insurance platform, outstanding team, and stellar workplace.
See How Much Others Have Saved By Purchasing a Policy Through BizCover
Colette
Disability Care Worker from
NSW
Saved
$1,200
on
Public Liability and Professional Indemnity insurance
Andrea
Beautician from
VIC
Saved
$1,500
on
Business insurance Pack and,
Public Liability and Professional Indemnity insurance
Deborah
Cleaner from
VIC
Saved
$3,600
on
Public Liability insurance
Lance
Electrician from
ACT
Saved
$800
on
Public Liability insurance
Stephen
IT Professional from
VIC
Saved
$1,500
on
Information Technology Liability insurance
Linda
Restaurant owner from
NSW
Saved
$1,000
on
Business Insurance Pack and
Public Liability insurance
^ Savings made from January 2024 to April 2025. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
Frequently asked questions
Insurance is compulsory for registered NDIS providers, including those operating as sole traders. NDIS Practice Standards require registered service providers to have Professional Indemnity and Public Liability insurance.
Registered NDIS providers must have certain types of business insurance. Professional Indemnity insurance and Public Liability insurance are both required under the current NDIS Practice Standards.
Registered NDIS providers have registered with the NDIS Commission. They have been audited against and assessed as meeting the relevant NDIS Practice Standards, which include mandatory Professional Indemnity and Public Liability insurance. Registered NDIS providers are listed in the NDIS Provider Register. Registration is mandatory to provide certain services listed on the NDIS Commission website.
Unregistered providers do not need to adhere to the same standards as registered providers and can set their own prices (instead of adhering to the NDIS price guide). However, unregistered providers may been seen as less trustworthy by potential clients and do not have access to NDIS tools and client lists.
Unregistered NDIS providers may face the same risks as registered providers. You may want to consider popular cover options, such as:
- Contents insurance (part of a Business Insurance Package)
- Allied Health Combined Liability – A policy that combines Professional Indemnity insurance and Public Liability insurance in a single, convenient package
- Personal Accident & Illness insurance
- Cyber Liability insurance
Hear from our customers
Very easy to navigate and get the exact cover i required in no time at all!
Bradley
This is my second year with BizCover since starting my business. The process has been quick and easy with competitive prices both times.
Natasha
Follow up phone call was actually helpful and informative. Easy to set up insurance which was essential as I have my first job in an hour!
Linda
It was easy to work through and apply for, thank you for the convenience
Rani
Straight forward process brings it all together in one place
Richard
Real-life customer reviews verified by Feefo