Insurance for Glaziers

Why do glass and glazing contractors need insurance?

Let’s be crystal clear: Unplanned expenses can smash your small business dreams into a million pieces. Fortunately, glass and glazier insurance—the different types of cover available to glazing contractors—is available to protect you against the costs of everyday risks you face while on the job.

Working with fragile materials can be tricky. But broken glass is not the only workplace hazard you may face. You might want to consider insurance policies to help you manage things like injuries, property damage, broken equipment and more.

BizCover makes it easy to buy insurance for glass professionals. Get quotes, compare cover, and buy online in minutes. Switch and save today!

What types of insurance do glaziers need?

BizCover helps glazing contractors find insurance to protect their small businesses against everyday risks. You might consider policies such as these, depending on your business needs:

Public Liability insurance

Anything can happen when you’re working on-site. A misplaced toolbox or wrong step could lead to more than just broken glass and seven years of bad luck. That’s where Public Liability insurance can help.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public brings a claim against you due to their being injured or sustaining property damage as a result of your negligent business activities.

Public Liability insurance for glaziers is a common policy because it is typically required to work with clients, enter job sites, and lease commercial premises (such as a workshop or warehouse).

Portable Equipment cover

Your tools are essential to doing your job well and safely. It might be impossible (and risky!) to complete work should they be damaged, lost or stolen. This is why it is common for glass professionals decide to insure their tools and equipment.

Portable Equipment (or general property) insurance can cover specified items such as tools, business equipment or electronic items, or unspecified items of lower value.

Portable Equipment cover is an optional addition to a Business Insurance policy. These insurance packages are a convenient and affordable way to bundle your Public Liability cover and other types of insurance to protect your business property and assets.

Personal Accident & Illness insurance

Tools, broken glass, and other sharp objects can cause serious injury. Even taking a wrong step on a construction site could leave you unable to work for an extended period—or worse. You might want to consider Personal Accident & Illness insurance to help you manage serious accidents and injuries.

Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).

Sole traders and independent glazing contractors are not eligible for workers’ compensation in some states and territories¹. Personal Accident and Illness insurance can help you continue to pay the bills or hire a subcontractor while you recover.

How much does insurance cost for glass installation and glazing business?

The cost of insurance for your glazing contractor business depends on several factors. Insurers use information about you and your business to calculate premiums, so you may pay a different amount than the glass professionals down the street or across town.

Factors that may impact the cost of your glass and glazier insurance include:

• Size of the business – If you accept large contracts or have a high annual turnover, you will likely pay more for insurance than a glazier who earns less.
• Number of people covered – A sole trader may pay less for cover than a small business with several employees.
• History of claims – A glazier with several past insurance claims may pay more than a glazier who has never made a claim.
• Amount of cover you choose – Higher cover amounts typically mean higher premiums.

With BizCover, you can compare quotes from multiple insurers and get a better idea of how much insurance for glass professionals will cost for your small business. You may even be able to switch and save from your current insurer!

How can I get glass installation insurance?

BizCover understands small businesses and has made it easy for glazing contractors to buy insurance online in minutes.

1. Compare quotes – No complicated paperwork required!
2. Choose cover from selected leading Australian insurers.
3. Buy online or over the phone – Policy documents are sent right to your email.

Don’t waste time chasing quotes—Find Public Liability insurance for glaziers and other great cover options with BizCover. Get started online, or give us a call today and get back to helping your customers!