Insurance for Victorian Plumbers

Why do Victorian Plumbers need insurance?

Arranging your insurance should never be a drain. From covering your tools to arranging your Public Liability insurance, at BizCover we’ve got options to help protect your Victorian plumbing business.

Insurance for Plumbers

There are many options to consider. Here are a few of the more common ones:

Public Liability Insurance*

It’s one of the fundamental types of business insurance plumbers need to consider and is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Professional Indemnity Insurance*

Professional Indemnity insurance* is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice.

Professional Indemnity insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Business Insurance*

Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).

A Business Insurance package can also cover your portable equipment, glass and loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Employers Practices Liability*

Employment Practices Liability (EPL) Insurance* is designed to help employers minimize the risk and potential cost of claims taken against them by employees. Covered claims may relate to allegations of discrimination, unfair dismissal and sexual or workplace harassment.

Statutory Liability

Statutory Liability insurance* protects you, your plumbing business and your employees against certain unintentional breaches of some Australian laws. It will also cover the costs of representation related to investigation costs for alleged breaches, as well as defence costs and fines or penalties payable following a conviction.